Adventure Sports Travel Insurance

SafeTreker is an innovative adventure travel insurance product. With over 500 sports and activities on our covered list, SafeTreker offers more than any other adventure travel insurance plan on the market.

Plan Overview

  • Comprehensive Coverage includes trip cancellation, trip interruption, and post-departure travel benefits.
  • Plan includes sports equipment rental, search and rescue
  • Valid for US residents
  • Coverage for 500+ sports and activities
  • Emergency medical coverage
  • Available for travelers up to age 65 at the time of enrollment
  • For high-altitude climbing (14,000' and above), guide services must be vetted and approved by the administrator
  • Optional Extreme Sports & Mountaineering Benefits available (Not Available in NH, NY and WA)

24/7 Travel Assistance Services

Provided by On Call International Travel Assistance Services

Benefits of Coverage

Maximum Limits Per Person
Coverages SafeTreker
Trip CancellationUp to 100% of Trip Cost Insured; Max. $50,000
Trip InterruptionUp to 125% of Trip Cost Insured; Max. $62,500
Trip Delay - 12 Hours$1,000
($200 per day)
Baggage Coverage$3,000
Baggage Delay Coverage - 12 Hours$750
Medical Coverage - Trip Only/Excess$100,000
Medical Coverage (Trip Only/Excess) for Bodily Contact Sports; Interscholastic Sports; Mountaineering Optional Benefit
(Not Available in NH, NY & WA)
Medical Coverage (Trip Only/Excess) for Extreme Sports Optional Benefit
(Not Available in NH, NY & WA)
Dental Coverage
(Not Available in NH)
Emergency Evacuation and Repatriation
(Includes Choice of Hospital)
Repatriation of Remains$50,000
Accidental Death & Dismemberment$10,000
Search and Rescue$10,000
Sports Equipment Rental$5,000
*Inconvenience Benefits:
Lost Golf Rounds
 (Not Available in NY, OR, WA)
Lost Diving Days
(Not Available in MN, MO, MT, NY, OR and WA)
Lost Recreational Days
 (Not Available in MN, MO, MT, NY, OR and WA)
Lost Skier Days
(Not Available in NY & OR)

*Will not pay out more than $500 per trip for Inconvenience Benefits **Refer to the Certificate of Insurance for a list of covered reasons.

Trip Cancellation & Interruption

Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason.**

Trip Delay

Provides reimbursement of additional costs for accommodations, transportation and meals if a trip is delayed for a covered reason.**

Baggage & Personal Effects

Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.

Sports Equipment Rental

Provides reimbursement for the cost of renting sports equipment if your checked sports equipment is lost, stolen, damaged or delayed by a common carrier.

Emergency Accident & Sickness Medical Expense

Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling. Covers COVID the same as any other sickness.

Search and Rescue

Provides coverage for search and rescue if you become lost, disoriented or are reported missing during a covered activity.

Emergency Medical Evacuation

Provides coverage for emergency medical evacuation, if necessary, to the nearest adequate medical facility, or to a hospital of choice, also includes repatriation.

Plan Rates

Trip Cost0 - 19 years20 - 29 years30 - 34 years35 - 39 years 40 - 44 years45 - 49 years50 - 54 years55 - 59 years60 - 65 years

Optional Benefits

Optional Extreme Sports Benefit - 1.42% of Base Rate

Extreme Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb. Extreme Sports often involve speed, height, a high level of physical exertion and/or highly specialized gear. Extreme Sports include but are not limited to: skydiving, BASE jumping, hang gliding, Parachuting, bungee jumping, caving, rappelling, spelunking, white or black water rafting above Grade 3, Skiing or snowboarding outside marked trails or in an area accessed by helicopter, Rock Climbing, any high-altitude activity, personal combat or fighting sports, rodeo, racing or practicing to race any motorized vehicle, bicycle or watercraft, free diving, and scuba diving at a depth greater than sixty (60) feet or without a dive master. Extreme Sports do not include Bodily Contact Sports, Interscholastic Sports, Organized Sports or Mountaineering.
Not Available in NH, NY and WA.

Optional Mountaineering Benefit - 1.107% of Base Rate

Mountaineering means the sport, hobby or profession of walking, hiking, climbing and Rock Climbing up mountains that requires the use of ropes, harnesses, crampons or ice axes, or involves ascending beyond an altitude of four thousand five hundred (4,500) meters. Mountaineering is not a Bodily Contact Sport, Extreme Sport, Organized Sport or Interscholastic Sport.
Not Available in NH, NY or WA.


Trawick International Inc.
Post Office Box 2284
Fairhope, AL 36533


Nationwide Mutual Insurance Company
One Nationwide Plaza
Columbus, Ohio 43215


Insubuy®, LLC.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: +1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470

Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, see the Certificate Wording. You will receive a Certificate of Insurance which describes the benefits and limitations in detail including available 24-hour emergency assistance services and for your state of residence.

Version: 02/2023

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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