Safe Travels USA Insurance is a visitors insurance plan for visitors to the USA. It is a comprehensive coverage plan. Safe Travels USA Insurance provides coverage for any person aged up to 89 years.
Safe Travels USA Insurance provides coverage outside the home country. This plan is not available to any individual who has been residing in the USA for more than 365 days prior to their Effective Date.
Safe Travels USA Insurance participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. Of course, you are free to visit any doctor or hospital of your choice outside the PPO network. However, when you go in the PPO network, the providers will charge only the network negotiated fees, which are typically lower than their regular fees.
Safe Travels USA Insurance has a wide choice of deductibles ranging from $0 to $5,000. After the deductible, the plan will pay 90% up to $2,500, then 100% to the policy maximum.
Safe Travels USA Insurance is underwritten by Crum and Forster SPC, rated A by A.M. Best.
Safe Travels USA Insurance covers sudden and unexpected recurrence of pre-existing conditions up to $1,000 of covered expenses. That makes it one of the few comprehensive coverage plans available that provides $1,000 in sudden and unexpected recurrence of pre-existing conditions coverage for anyone of the age 70 years and above.
As Safe Travels USA Insurance is one of the few comprehensive visitors insurance plan that provides $50,000 policy maximum for persons aged 80 through 89 years, it is very popular in that age group.
Safe Travels USA will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.