Insubuy Insurance

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Protect Yourself And Your Loved Ones No Matter Where You Live.

PRIMARY SCHEDULE OF BENEFITS

This Schedule of Benefits applies for your first three Policy Periods. After completion of three consecutive and continuous Policy Periods, the Extended Coverage Schedule of Benefits applies. A Policy Period is 364 days in length.


Lifetime Maximum Benefit $5,000,000 per insured person.
Policy Period Deductible Options $250; $500; $1,000; $2,500; $5,000 Maximum of 3 deductible payments for families enrolling on one application.
Inside of the United States and Canada After the deductible, we pay 80% of the next $5,000 of eligible expenses, then 100% to the policy maximum. If treatment is received from an approved PPO service provider while you are in the U.S., we will reduce the applicable deductible by 50% & waive coinsurance.
Outside of the United States and Canada After the deductible, we pay 100% of eligible expenses to the policy maximum.
Inpatient Hospital Expenses Average semi-private room & board; usual, reasonable, & customary physician charges; prescription medications; durable medical equipment; nursing; & x-rays to the policy maximum.
Intensive Care Intensive Care room & board; usual, reasonable, & customary physician charges; prescription medications; durable medical equipment; nursing; & x-rays to the policy maximum.
Surgery Usual, reasonable, & customary charges for surgery, physician & anesthetics to the policy maximum.
Hospital Daily Indemnity Benefit $50 per day ($1,000 maximum per policy period) while hospitalized outside of the U.S. & Canada. This payment is not related to the hospital charges & is paid in addition to other eligible benefits. Please see Benefit Options on the following page for an optional rider to increase this benefit to $200 per day.
Outpatient Treatment Usual, reasonable, & customary charges for emergency treatment; surgery; physician's office; & prescription medication to the policy maximum.
Physiotherapy, Chiropractic Up to $75 per visit, when referred in advance by a physician. Lifetime maximum of $10,000.
Medical Supplies Usual, reasonable, & customary charges to the policy maximum.
Ambulance Usual, reasonable, & customary charges to the policy maximum.
Well Child Care (under age 19) Up to $200 per policy period for checkups & routine visits after a 180-day waiting period. Not subject to deductible or coinsurance.
Maternity Usual, reasonable, & customary to the limits below per pregnancy. You must pre-notify within the first 90 days of pregnancy. Waiting period of 364 days.
• After completion of 1 continuous policy period: $1,000
• After completion of 2 continuous and consecutive policy periods: $2,000
• After completion of 3 continuous and consecutive policy periods: $3,000
• After completion of 4 continuous and consecutive policy periods: $4,000
• After completion of 5 continuous and consecutive policy periods: $5,000
Newborn Benefit Maximums listed below per pregnancy for the first 31 days after birth.
• After completion of 1 continuous policy period: $1,000
• After completion of 2 continuous and consecutive policy periods: $2,000
• After completion of 3 continuous and consecutive policy periods: $3,000
• After completion of 4 continuous and consecutive policy periods: $4,000
• After completion of 5 continuous and consecutive policy periods: $5,000
Mental & Nervous Usual, reasonable, & customary to $10,000 per policy period after a 364-day waiting period. Inpatient limited to 45 days per policy period. Outpatient limited to 40 visits per policy period at 70% of eligible expenses. Lifetime maximum of $30,000.
Dental $500 per policy period for usual, reasonable, & customary charges for repair & replacement of sound, natural teeth damaged in an accident. An optional Dental Rider may be purchased. Please see details in this brochure.
Emergency Medical Evacuation $250,000 per person per policy period, when adequate medical facilities or treatment are not available (Pre-approval required).
Repatriation/Return of Remains $25,000 per person (Pre-approval required).
Emergency Medical Reunion $10,000 per person per ocurrence (Pre-approval required).
Preventive Benefits (age 19 and over) $175 per policy period for checkups & routine physical exams for all members & female preventative exams & mammograms after a 180-day waiting period. Not subject to deductible or coinsurance.
Accidental Death & Dismemberment (AD&D) 24-Hour AD&D: Principal Sum: $10,000 for insured & spouse, $2,000 for dependent children. Common Carrier AD&D: Principal Sum: $40,000 for insured & spouse, $8,000 for dependent children. To increase this benefit, please see Benefit Options below.
Lifetime Transplant Benefit Up to $1,000,000 per insured person.

BENEFIT OPTIONS

Seven Corners offers optional benefits to enhance your coverage. These cannot be purchased independently.


AD&D Principal Sum Rider A standard accidental death & dismemberment (AD&D) benefit is provided. Additional amounts include $100,000; $200,000; $300,000; $400,000 or $500,000 for the primary insured (these amounts may not exceed 7 times annual income), $100,000 for the spouse, and $10,000 for each child.
Dental Rider Optional worldwide dental coverage. Please see details included later in this brochure.
Sports Rider $25,000 lifetime maximum for mountaineering up to 4500 meters where ropes or guides are normally used, hang gliding, parachuting & bungee jumping and $7,500 lifetime maximum for amateur sports or interscholastic athletics sponsored by a school or organization when not engaged for wage or profit.
Hospital Daily Indemnity Rider $150 per night (in addition to the standard benefit of $50) when you are hospitalized outside the U.S. and Canada. This benefit is not related to the hospital charges & is paid in addition to all other eligible benefits.

SEVEN CORNERS ASSIST
When Unpronounceable Diseases Occur In Unpronounceable Countries - We are Here to Help!

Our multilingual Seven Corners Assist team is a leading provider of 24/7 customized emergency assistance services to international organizations, corporations, government entities, insurance companies, and individual travelers.


24/7 Assistance With Travel:

We can provide local weather details, currency rates, embassy contact information, contact information for interpreters, guidance for lost passport recovery, and pre-trip information including inoculation and visa requirements.


24/7 Medical Assistance While Traveling

We can locate appropriate medical care; arrange phone conferences between your attending and home physicians; arrange second opinions; relay emergency messages; provide medical bill payment guarantees, medical benefit authorizations, 24-hour ticketing for emergency family visits; arrange emergency medical evacuations, medical transportation home after treatment, escorts & transportation for unaccompanied children; medical records transfers; and return of remains for deceased travelers.


DESCRIPTION OF BENEFITS
Why choose Reside Prime?

Reside Prime is intended for persons who live or travel outside the United States. It's the health insurance solution for you and your family if you are:
• a U.S. citizen relocating or spending extended time overseas.
• a foreign national needing protection in your home country and while traveling abroad.

All members must be at least 14 days old and younger than 75 at application time.

With a worldwide network of providers, a 24-hour assistance team, and a seasoned administrative staff, we are here to ensure you receive the care you need.


How long will I be covered?

If coverage begins before your 75th birthday, you may renew, at the discretion of the underwriter, as long as you remain eligible and pay your renewal premium. You will not be required to answer medical questions to renew, and you cannot be singled out for cancellation. If you are insured for more than three consecutive policy periods, the Extended Coverage Schedule of Benefits applies. Please see this schedule provided later in this brochure.


Worldwide Coverage

You may choose from two coverage areas, each with different pricing. With both options, your time in the U.S. must be limited to 180 days during any given 364-day period.

If you are residing in or traveling to the U.S. or Canada, you may choose Geographical Treatment Area A (worldwide coverage including the U.S. and Canada).

If you will not spend time in the U.S. or Canada, you may select Geographical Treatment Area B (worldwide coverage excluding the U.S. and Canada). Please note there is no coverage in the U.S. and Canada if you purchase Area B. Once a Geographical Treatment Area is purchased, changes are not available on the same certificate.

*It is your responsibility to maintain all records regarding travel history, age and student status. These may be required to verify plan eligibility.


How do I apply for coverage ?

Simply complete the online application and submit it with your payment. If you would like a paper application, click on the 'Paper Application' towards the top of this web page. We will review your application and request additional information if needed. If you are accepted, you will receive an ID card with your effective date and conditions of acceptance along with a certificate of coverage. The certificate describes the program in detail. If you are not accepted for coverage, Seven Corners will return your premium without delay.


Filing a Claim

Simply complete our claim form (available online), sign it, and submit it with itemized bills and receipts (if you already paid for the expenses) to Seven Corners. If acceptable with the facility, we will pay the treating hospital or physician direct.


Pre-notification program/ppo

To ensure you receive appropriate care, we require that you or someone on your behalf contact Seven Corners Assist at least 48 hours before receiving medical treatment and no later than 48 hours after an emergency. Contact information for Seven Corners Assist is on your ID Card.

Services and treatment in the U.S. must be received at an approved PPO Service Provider, if available within 50 miles of your location. To obtain a list of approved PPO providers, visit provider directory. If treatment is received from an approved PPO Service Provider while in the U.S., your deductible will be reduced by 50% and your coinsurance will be waived.


Your Underwriter

Reside Prime is underwritten by Certain Underwriters at Lloyd's of London and Tramont Insurance Company Limited. Both companies have the experience and financial strength to provide the security you need in a health insurance provider. Your mailing address determines which one provides your coverage. Pricing and benefits are identical for both companies.

Lloyd's of London has over 300 years of experience in the international insurance business and is one of the largest insurance entities in the world. Tramont Insurance Company Limited is a worldwide insurer with the expertise to provide quality international health insurance.


Seven Corners, program administrator

Seven Corners, Inc.* has administered Reside Prime since its inception. With 20 years of experience, we have the innovative solutions necessary to handle the demands of the international insurance arena. We service thousands of policyholders throughout the world and provide international insurance plans for private citizens, governments, missionaries, students, and corporations. You can feel confident knowing Seven Corners is working for you from the time you complete your application through the claims payment process.
*In California, operating under the name Seven Corners Insurance Services.


Important benefit details

We offer a variety of benefits with Reside Prime. We highlight a few key coverages that may be especially important as part of your international health insurance program. For more details, you may review the sample certificate available online.

Maternity - Reside Prime provides maternity and newborn coverage. A pregnancy must be pre-notified during the first 90 days. Expenses related to a pregnancy are not covered within the first 364 days of coverage.

Newborn children are automatically covered for the first 31 days after birth, if the mother remains eligible for coverage and her pregnancy is covered. To extend coverage, we must receive the newborn's application and premium within 31 days of birth. Based on the application, riders limiting or excluding medical conditions and/or body parts may be required.

Preventive Benefits & Child Wellness - We offer coverage for checkups and routine visits for all members after 180 days.

Emergency Medical Evacuation - We will transport you to receive proper care if it is not available in your area. If it is medically necessary, we will return you home.

Emergency Reunion - We will fly a person of your choice to your bedside.

Return of Remains - We will transport your remains home should you die while traveling.


Limitations

Pre-existing Conditions: If an existing medical condition is disclosed on your application and not excluded or restricted by a rider, it is covered for a lifetime maximum of $50,000 ($5,000 per Policy Period), after you have been continuously insured for two consecutive and continuous policy periods. Otherwise, pre-existing conditions are not covered.

Pre-existing conditions are defined as any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder, regardless of the cause, including any congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting therefrom that with reasonable medical certainty existed at the time of application or any time prior to your effective date of coverage under this certificate, whether or not previously manifested, symptomatic, known, diagnosed, treated or disclosed. This specifically includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received, or for which a reasonably prudent person would have sought treatment prior to the effective date of coverage.

Exclusions*: The following conditions, treatments, supplies, services, and/or expenses are not covered.

  • Treatment of the following which manifest themselves or are recommended, or in which symptoms occur during the first 180 days of coverage: any breast condition, any prostate condition, reproductive system disorders, gall stones, kidney stones, any acne diagnosis or acne-related condition, any surgery that is not emergency in nature.
  • Pre-existing conditions as defined above.
  • Expenses for pregnancy within the first 364 days of coverage.
  • Claims not presented to us within 90 days of treatment.
  • Treatment that is not medically necessary or exceeds reasonable & customary charges; treatment provided at no cost to you; non-medical expenses; treatment performed by a relative or anyone who lives with you; experimental treatment.
  • Suicide or attempted suicide; self-inflicted injury or illness.
  • War or warlike operations.
  • Injuries due to organized, professional, amateur, or interscholastic athletics.
  • Temporomandibular joint.
  • Flat feet, fallen arches, corns, bunions, calluses, toenails.
  • Vocational, occupational, speech, recreational or music therapy.
  • Cosmetic surgery unless due to a covered accident.
  • Dental or eye treatment unless otherwise covered.
  • Injuries/illnesses due to alcohol, chemical, or drug use.
  • Telephone consultations or failure to keep an appointment.
  • Custodial, rehabilitative, or nursing home care.
  • Congenital conditions.
  • Expenses in connection with the commission or attempt of a criminal offense.
  • Injury while taking part in mountaineering, hang gliding, parachuting, bungee jumping, racing, SCUBA diving (unless PADI, NAUI, YMCA, SSI or PDIC certified). (A Sports Rider may be purchased to cover certain activities.)
  • Venereal or sexually transmitted disease, HIV, AIDS.
  • Treatment, medication, & procedures to promote or prevent conception or childbirth.
  • Chronic Fatigue Syndrome; occupational diseases; weight control.
  • Pregnancy expenses incurred by a dependent child.

*This is a review of the exclusions in the certificate. This brochure is intended as a brief summary of benefits and services and is not your policy. A complete description of the provisions, benefits, and exclusions are contained in the certificate of coverage, which is provided to you after your coverage has been issued. View a sample certificate of coverage. If there is any difference between this brochure and your certificate of coverage, the provisions of the certificate will prevail.


EXTENDED COVERAGE SCHEDULE OF BENEFITS

After the completion of three policy periods, the following schedule of benefits applies beginning on the 1st day of your fourth policy period. Below is a listing of the benefits that will be adjusted with this change in schedules. If not listed below, the benefit will remain the same as the Primary Schedule of Benefits. All other conditions of the policy continue to apply.


Lifetime Maximum Benefit $2,500,000 per insured person.
Policy Period Deductible Options Deductibles will be increased by $250 as follows: $250 becomes $500; $500 becomes $750; $1,000 becomes $1,250; $2,500 becomes $2,750; $5,000 becomes $5,250 Maximum of 3 deductible payments for families enrolling on one application.
Inpatient Hospital Expenses Average semi-private room and board; usual, reasonable, and customary physician charges; prescription medications; durable medical equipment; nursing services; and x-rays. These benefits are covered to the policy maximum with a limit of $2,000 per day.
Intensive Care Intensive Care room and board; usual, reasonable, and customary physician charges; prescription medications; durable medical equipment; nursing services; and x-rays. These benefits are covered to the policy maximum with a limit of $4,000 per day.
Outpatient Treatment Usual, reasonable, and customary charges for emergency treatment; surgery; physician's office; & prescription medication to the policy maximum.
  • physician charges, limit of $150 per visit
  • hospital charge, $100 co-pay unless admitted, then waived
  • urgent care facility, $25 co-pay
  • diagnostic lab and x-rays, limited to $5,000 per policy period
Physiotherapy, Chiropractic Up to $75 per visit, when referred in advance by a physician. Maximum of $1,000 per policy period & lifetime maximum of $10,000.
Medical Supplies Usual, reasonable, and customary charges to the policy maximum.
Ambulance $100 per incident.
Mental & Nervous $2,000 maximum per policy period. Inpatient limited to 25 days per policy period. Outpatient limited to 20 visits per policy period at 70% of eligible expenses, up to $75 maximum per visit. Lifetime maximum of $30,000.
Repatriation/Return of Remains $15,000 limit per person (Pre-approval required).
Lifetime Transplant Benefit $500,000 per insured person.
Chemotherapy or Radiation Therapy $10,000 per policy period, lifetime maximum of $50,000.
Outpatient Prescription Medications Limit of $5,000 per policy period for each insured person.

Important Information

Lloyd's of London and Tramont Insurance Company Limited are international insurance entities, and Reside Prime is not regulated by any U.S. state insurance department. Lloyd's of London operates as a surplus lines insurer in most U.S. states. Tramont Insurance Company Limited operates as an authorized insurer worldwide (coverage with Tramont cannot be initiated or purchased in the British Virgin Islands, U.S. Virgin Islands, and the United States, although you are covered in these areas per the plan provisions). The information concerning Reside Prime is not intended to be an offer to sell Reside Prime or a solicitation by Seven Corners, Inc., Lloyd's of London, or Tramont Insurance Company Limited in any jurisdiction where any such sale would be unlawful, or in which Seven Corners, Lloyd's of London, and Tramont Insurance Company Limited are not qualified to do so. Reside Prime may not be available in all situations or jurisdictions.


OPTIONAL DENTAL COVERAGE
Benefits (covered for usual, reasonable, and customary cost)

class I: preventative

  • Two oral exams per policy period
  • One set of full mouth x-rays every 180 days
  • One set of bitewing x-rays per policy period
  • One cleaning & scaling of teeth (oral prophylaxis) every 180 days
  • One topical fluoride treatment per policy period for insured persons under 19 years
  • Space maintainers for insured persons under 19 years of age
  • Sealants for children up to & including age 12

class II: basic restoration, endodontic, periodontal, oral surgery, diagnostic benefit dental services

  • Fillings - amalgam, silicate, acrylic, synthetic porcelain or composite fillings
  • X-rays, extractions, root canals, emergency palliative treatment, injections of antibiotics
  • Treatment of periodontal disease & other gum & mouth tissue disease
  • Oral surgery except procedures covered under any medical plan
  • Administration of general anesthesia, when medically necessary during oral surgery

class III: crowns, bridges, dentures
Installation or replacement of 1 or more natural teeth which are lost for:

  • Initial Installation of fixed bridgework and installation for the first time of a partial removable denture or full removable denture
  • Replacement of an existing removable denture or fixed bridgework
  • Replacement of an existing immediate temporary full denture by a new permanent full denture
  • Adding teeth to an existing partial removable denture or to bridgework
  • Inlays and onlays
  • Crowns and their replacements (not more than 1 replacement per crown every 5 years)
  • Repair or re-cementing of crowns; or inlays or onlays; or dentures; or bridgework

If dental expenses are expected to exceed $250, you must pre-notify Seven Corners before treatment.


Benefit (covered for usual,reasonable,and customary cost) Policy Period 1 Policy Period 2 Policy Period 3 and after
class I preventative benefits (90-day waiting period) 100% 100% 100%
class II standard benefits (180-day waiting period) 55% 70% 85%
class III significant dental benefits (180-day waiting period) 30% 40% 50%
deductible (per person per policy period) $100 $100 $100
maximum benefit (per person per policy period) $500 $750 $1,000

RESIDE® PRIME WORLDWIDE MEDICAL PLAN

Premiums shown below are for the entire 364-day Policy Period. Rates effective January 1, 2012


WORLDWIDE COVERAGE INCLUDING UNITED STATES AND CANADA (GEOGRAPHICAL TREATMENT AREA A)

  Policy Period Premium $250 Policy Period Deductible Policy Period Premium $500 Policy Period Deductible Policy Period Premium $1000 Policy Period Deductible Policy Period Premium $2500 Policy Period Deductible Policy Period Premium $5000 Policy Period Deductible
Age Male Female Male Female Male Female Male Female Male Female
19 through 29 $1,021 $1,597 $886 $1,422 $709 $1,029 $613 $885 $481 $753
30 through 39 $1,101 $1,763 $942 $1,588 $762 $1,150 $662 $1,010 $520 $838
40 through 44 $1,467 $1,989 $1,342 $1,747 $1,073 $1,345 $924 $1,223 $721 $1,057
45 through 49 $1,698 $2,039 $1,531 $1,885 $1,182 $1,474 $1,063 $1,307 $869 $1,082
50 through 54 $2,019 $2,219 $1,809 $2,033 $1,445 $1,619 $1,338 $1,459 $1,074 $1,176
55 through 59 $2,629 $2,554 $2,327 $2,319 $1,900 $1,773 $1,609 $1,564 $1,350 $1,308
60 through 64 $3,693 $3,496 $3,453 $3,215 $2,747 $2,552 $2,591 $2,406 $2,178 $1,915
65 through 69 $7,386 $6,641 $7,125 $6,242 $6,622 $5,675 $5,119 $4,724 $4,496 $4,144
70 through 74 Contact us for Rates
Dep. Child* $970 $970 $842 $842 $674 $674 $582 $582 $457 $457
Child Alone** Age 14 Days to 18 $1,021 $1,021 $886 $886 $709 $709 $613 $613 $481 $481

WORLDWIDE COVERAGE EXCLUDING UNITED STATES AND CANADA (GEOGRAPHICAL TREATMENT AREA B)

  Policy Period Premium $250 Policy Period Deductible Policy Period Premium $500 Policy Period Deductible Policy Period Premium $1000 Policy Period Deductible Policy Period Premium $2500 Policy Period Deductible Policy Period Premium $5000 Policy Period Deductible
Age Male Female Male Female Male Female Male Female Male Female
19 through 29 $771 $1,206 $670 $1,074 $535 $776 $463 $669 $363 $569
30 through 39 $815 $1,304 $697 $1,175 $563 $851 $490 $748 $385 $620
40 through 44 $1,093 $1,482 $999 $1,302 $799 $1,002 $689 $911 $537 $788
45 through 49 $1,256 $1,509 $1,133 $1,395 $874 $1,092 $787 $967 $643 $801
50 through 54 $1,524 $1,676 $1,365 $1,535 $1,091 $1,223 $1,010 $1,102 $810 $888
55 through 59 $1,972 $1,915 $1,745 $1,739 $1,425 $1,329 $1,207 $1,173 $1,013 $980
60 through 64 $2,751 $2,605 $2,573 $2,395 $2,046 $1,901 $1,930 $1,793 $1,624 $1,427
65 through 69 $5,465 $4,914 $5,273 $4,620 $4,901 $4,199 $3,788 $3,496 $3,327 $3,067
70 through 74 Contact us for Rates
Dep. Child* $732 $732 $637 $637 $508 $508 $440 $440 $345 $345
Child Alone** Age 14 Days to 18 $771 $771 $670 $670 $535 $535 $463 $463 $363 $363

PREMIUMS FOR OPTIONAL BENEFITS

AD&D Principal Sum Rider: Dental Rider: Sports Rider: Hospital Indemnity Rider:
Benefit Policy Period Premium  
$100,000 $143 Primary Insured&/or Spouse
$200,000 $286 Primary Insured Only
$300,000 $429 Primary Insured Only
$400,000 $572 Primary Insured Only
$500,000 $715 Primary Insured Only
$10,000 $15 Child
U.S. Citizens: $359 per person per policy period

Non-U.S. Citizens: $508 per person per policy period

(if selected for one, then all applicants must purchase)
$240 per person per policy period

(if selected for one, then all applicants must purchase)
Benefit is an additional $150 per night for a covered hospital admission, maximum 30 nights per policy period.
$145 per person per policy period

(if selected for one, then all applicants must purchase)

* The Dependent Child Premium is used when at least one parent (legal guardian) of a natural or legally adopted unmarried child at least 14 days old & under 19 years of age (or under 24 years if attending a university full-time and relying on parents for support) is also covered under the same program. **Children applying without an insured parent or guardian on the same program must use the Child Alone rates.


If you wish to pay premiums in installments, you must pay by credit/debit card. The administrator will automatically debit the card on the due date of your installment. The Premium Installment Factors to be applied to the Total Premium are as follows:
1 Payment per Policy Period 1.00 / 2 Payments per Policy Period 0.55 / 4 Payments per Policy Period 0.28 / 12 Payments per Policy Period 0.10


IMPORTANT NOTICE: The premiums shown above are for your first 364-day coverage period, after you have been accepted. The administrator reserves the right to increase the stated premiums based upon underwriting & your medical condition at the time of application. Applicants with chronic and/or severe medical conditions may be declined. At each renewal period, Seven Corners will inform you of your renewal premium based on your age and deductible.


Attention Applicants: Certain Underwriters at Lloyd's of London, operates as an approved Surplus Lines market in most U.S. states. The premiums listed above include Surplus Lines Taxes and Fees where applicable. For Tramont Insurance Company Limited, the premiums listed above include an Administrative Fee.


Disclaimer: This brochure is intended as a brief summary of benefits and services. It is not your plan document. If there is any difference between this brochure and your plan document, the provisions of the plan document will prevail. Benefits and premiums are subject to change.

©1998 - 2017 by Seven Corners, Inc.
Reside® is a registered trademark of Seven Corners, Inc.
Seven Corners® is a registered trademark of Seven Corners, Inc.


Administrator

Seven Corners
303 Congressional Boulevard
Carmel, IN 46032


Underwriter

Certain Underwriters at Lloyd’s of London
Tramont Insurance Company Limited


Countries not underwritten by Certain Underwriters at Lloyd’s of London are underwritten by Tramont Insurance Company Limited. Please see here for a listing of those countries.


FOR ADDITIONAL INFORMATION

Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470

Web site: insubuy.com


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