Insubuy Insurance

8 AM-9 PM CST. Mon-Fri
8 AM-5 PM CST. Sat-Sun

Reside Prime International Health Insurance

Please use this high level information as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise information such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.


 

Purchase
Comprehensive Help
Seven Corners
Lloyds of London or Tramont Insurance Company
A "Excellent"
Coverage area
Worldwide excluding the U.S./Canada
$5,000,000 (3yr+: $2,500,000) lifetime
Available deductibles
$250
$500
$1,000
$2,500
$5,000

max 3/family (3yr+: extra $250/person)
Co-insurance, USA/Canada
No coverage in the U.S./Canada.
Co-insurance, outside USA/Canada
After deductible, covered at 100% (3yr+: 90%) up to policy maximum. Precertification required for hospitalizations.
MEDICAL
Hospital room & board, USA/Canada
No coverage in the U.S./Canada
Hospital room & board, outside USA/Canada
URC, semi-private
Intensive care unit, USA/Canada
No coverage in the U.S./Canada
Intensive care unit, outside USA/Canada
URC (3yr+: $4,000/day)
URC
URC (3yr+: 20% of amount charged)
Covered in hospital room/board or ICU charges (3yr+: Hosp. room/board: $2,000/day, ICU: $4,000/day)
URC (3 yr+: $100/incident)
URC (3yr+: $100 co-pay waived if admitted, physician: $150/visit, urgent care: $25 co-pay, lab/xray: $5,000/year)
URC (3yr+: $150/visit)
URC (3yr+: $150/visit)
max 40 visits/year at 70% (3yr+: 20 visits/year at 70% up to $75/visit)
$75/visit - $10,000 lifetime max (3yr+: $75/visit, $1,000/year)
URC
URC (3yr+: $5,000/year)
URC (3yr+: $5,000/year)
Waiting period 728 days. $5,000/year, $50,000 lifetime
180 days
URC (3yr+: $5,000/policy period, outpatient only.)
URC, first 30 days of convalscent confiment
30 days/covered event
URC, first 30 days/hospice confiment
$75/visit, $10,000 lifetime (3yr+: $1,000/year)
URC
$1,000,000 lifetime (3yr+: $500,000)
Maternity (Within 90 days) - 100%, Transplants - 25%, Other - 25%
-
URC
-
Waiting period 364 days. $10,000/year (3yr+: $2,000/year) , $30,000 lifetime, Inpatient - max 45 days/year (3yr+: 25 days/year), Outpatient - max 40 visits/year (3yr+: 20 visits/year)
MATERNITY
Waiting period 364 days. Prenotification required within first 90 days. 1yr+: $1,000, 2yr+: $2,000, 3yr+: $3,000, 4yr+: $4,000, 5yr+: $5,000
Included in maternity benefit
max 31 days, 1yr+: $1,000, 2yr+: $2,000, 3yr+: $3,000, 4yr+: $4,000, 5yr+: $5,000
DENTAL
$500/year. Additional coverage optional
WELLNESS
Waiting period 180 days. $175/year. Over age 19
Waiting period 180 days. max $200/year
TRAVEL
$250,000 per period of coverage
$25,000 (3yr+: $15,000)
$10,000/occurance
LIFE
$10,000 insured/spouse, $2,000 dependent children
$40,000 insured/spouse, $8,000 dependent children
-
ALTERNATIVE MEDICINE
-
-
-
-
-
-
PLAN FEATURES
Brochure
Provider Directory
Paper Application
FAQ
Certificate Wording
$50/day, max $1,000/year, outside US/Canada. Hospital Indemnity Rider covering additional $150/day
Credit Card Credit Card Credit Card Credit Card Credit Card
  • Limited coverage after 3 years

  • URC - Usual, Reasonable and Customary Charges.

  • Coverages shown are per person unless noted otherwise.