Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States

Frequently Asked Questions:

Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.

*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.

Comprehensive Coverage Plans

Patriot America Plus®

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Safe Travels USA Comprehensive

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Beacon America

Covers up to $150,000 for policy maximums of $550,000 and over for acute onset of pre-existing conditions for persons below age 70, and $50,000 for all other policy maximums for persons below age 70.

Atlas America®

Covers up to the policy maximum for acute onset of pre-existing conditions for persons below age 80.

Visitors Protect

Covers pre-existing conditions up to $25,000 for ages up to 69 and up to $20,000 for ages 70 and older.

Patriot America Platinum®

Covers up to $1,000,000 for acute onset of pre-existing conditions for U.S. Citizens below age 65 with a Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: Ages 69 and younger up to $1,000,000.

Safe Travels USA Cost Saver

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition.

Safe Travels USA

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition.

Atlas Premium America

Covers up to policy maximum of acute onset of pre-existing conditions for ages under 80.

Diplomat America

Covers up to $10,000 for acute onset of a pre-existing condition for non-US citizens below age 70.

Diplomat Long Term

Covers up to $10,000 for acute onset of a pre-existing condition for non-US citizens below age 70.

Visit USA-HealthCare® Superior

Covers up to $25,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

Visit USA-HealthCare®

Covers up to $20,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

WorldMed

Covers up to $200,000 for acute onset of pre-existing conditions for persons below age 60 and up to $20,000 for 60-64.

Fixed Coverage Plans

Visitors Care®

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Safe Travels Elite

Covers up to policy maximum for persons below age 70, up to $25,000 for 70-79 years, $15,000 for 80+. Subject to further sub-limits, as described in coverage details.

VisitorSecure®

Covers up to the policy maximum or $100,000, whichever is lower, for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More