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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Updated May 31, 2022
Many people are eager to make the Philippines their next travel destination after several years of COVID-related restrictions. Some have family in places like Manila or Cebu city they are looking forward to visiting, and others simply want to experience the culture and sights of this massive archipelago in the western Pacific Ocean.
Luckily, the Philippines is now open to visitors from any country that allows visa-free travel; that includes the United States. However, there are certain requirements and restrictions you must adhere to. Read on to find out.
Due to falling COVID-19 case numbers and to help boost tourism, the Philippines has updated its insurance requirements as of May 30, 2022.
For fully vaccinated visitors, travel medical insurance is now optional.
Visitors who are not fully vaccinated or cannot provide proof of being fully vaccinated are still required to have travel medical insurance providing a minimum of $35,000 in coverage, including coverage for the treatment of COVID-19.
However, it is important to remember that the need for travel medical insurance existed long before the COVID-19 pandemic. Traveling to the Philippines can put you at increased risk of contracting malaria or dengue. The Philippines can also experience periods of civil unrest, powerful storms, and petty crime; any of which could result in injury.
Even if you take every precaution, no traveler is completely immune to the risk of twisting their ankle, getting a serious case of food poisoning, or another unexpected illness or injury. It only makes sense to protect your health and your finances with travel medical insurance, even if you are vaccinated against COVID-19 and it’s no longer required.
In order to be allowed entry to the Philippines without quarantine, all travelers age 12 and over must show proof of full COVID-19 vaccination, and a negative COVID RT-PCR test that was taken within 48 hours of departure from their country of origin, or a rapid antigen test taken within 24 hours of departure.
However, those who are fully vaccinated with at least one booster shot are now exempt from the testing requirement, and can instead simply show their proof of vaccination.
As of this writing, the Philippines accepts the following as proof of vaccination:
Fully vaccinated visitors to the Philippines are no longer required to quarantine upon arrival. However, the Filipino government does request that all visitors self-monitor for COVID-19 symptoms for their first seven days in the country. Visitors who do experience COVID-19 symptoms are asked to inform government authorities immediately.
If you enter the Philippines unvaccinated, you will still be subject to quarantine restrictions. Unvaccinated travelers must complete a facility-based quarantine at the first port of entry into the country until the completion of a negative RT-PCR test on the fifth day. They must then complete a home-based quarantine until the 14th day in the country.
Children under the age of 12 must follow the quarantine protocols of their parent or guardian.
Currently, all citizens and visitors in the Philippines are legally required to wear well-fitting facemasks in public areas. Additionally, it is mandatory to wear a face shield if you are in a medical facility or quarantine facility.
It is also important to note that the Filipino government may implement further restrictions at any time in order to slow the spread of COVID-19. If you are concerned about this impacting your travel plans, consider looking into cancel for any reason (CFAR) travel insurance.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
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Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
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Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
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