Insubuy Insurance

8 AM-9 PM CST. Mon-Fri
8 AM-5 PM CST. Sat-Sun

New immigrants health insurance are applicable to those who have newly immigrated to the U.S. and are not eligible for medicare and do not get private domestic insurance because of their age. New immigrants health insurance are different mainstream domestic insurance plans and they generally do not cover pre-existing conditions or preventive check ups. New immigrants health insurance is generally helpful in case of new medical conditions, injuries or accidents. Some of the new immigrants health insurance plans require underwriting while others don't.

Important: PPACA / ACA / Obamacare Disclaimer

Comprehensive Coverage Plans
Details
Comments
  • Especially designed for elderly non-U.S. citizens of 60 years and above who are waiting for Medicare eligibility
  • Can be purchased up to 364 days at a time and a total up to 5 years until eligible to purchase Medicare
  • Not available in MD, NY, SD, or WA
Details
Comments
  • Patriot America Plus is an excellent comprehensive new immigrants health insurance plan
  • Eligibility is subject to the duration of prior stay in the U.S. and type of prior insurance held
  • 5 days to 2 years coverage. In order to renew the policy, the plan must initially be purchased for a minimum of one month
  • Not available in MD
Details
Comments
  • Especially designed for elderly non-U.S. citizens of 60 years and above who are waiting for Medicare eligibility
  • Can be purchased up to 11 months at a time and a total up to 5 years until eligible to purchase Medicare
Details
Comments
  • Available to non-US citizens in the USA
  • 1 day to 11 months coverage
Details
Comments
  • Available from 5 days to 2 years
  • Eligibility is subject to the duration of prior stay in the U.S. and type of prior insurance held
  • Not available in MD
Details
Comments
  • Higher level of policy maximum compared to other new immigrants insurance plans available
  • Must be purchased for a minimum of 1 month in order to renew in future
  • 5 days to 3 years coverage
  • Eligibility is subject to the duration of prior stay in the U.S. and type of prior insurance held
  • Not available in MD

Fixed Coverage Plans
Details
Comments
  • Low cost health insurance for new immigrants to the U.S.
  • As a fixed coverage plan, the benefits are much lower compared to the typical medical expenses
  • 5 days to 2 years of coverage
  • Not available in the state of MD for non-U.S. citizens.
Details
Comments
  • Fixed benefit and low cost health insurance plans to new immigrants who are waiting to be eligible for Medicare because they have not worked enough in the U.S.
  • Available up to 5 years, making it suitable to purchase for entire duration before being able to purchase Medicare.
  • Not available in MD, NY, SD, WA