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Medical Insurance for New Immigrants to USA
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Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident
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New Immigrants Health Insurance
New immigrants health insurance primarily provides coverage to elderly immigrants that do not qualify for the United States Medicare and/or for other domestic health insurance plans.
What does new immigrants health insurance include?
New immigrants health insurance may be comprised of various benefits, some of these standard benefits may include:
Emergency Medical Expenses
New immigrants health insurance generally provides coverage for any new medical conditions, accidents or injuries that may occur after the effective date of the policy. As the medical expenses are very high in the U.S., a higher policy maximum is recommended. Coverage is provided for eligible doctor's office visit, urgent care, hospital emergency room visit, surgery, hospital room and board, ICU, labs, x-rays, prescription drugs and whatever else is medically necessary.
PPO Network
Plans that participate in a PPO network generally have many contracted physicians, hospitals and other facilities throughout the U.S. that would recognize the insurance, bill the insurance company directly and charge only the discounted fees.
Learn MoreAcute Onset of Pre-Existing Conditions
Many elderly immigrants may already be suffering from pre-existing conditions. Some plans provide a limited coverage for sudden and unexpected emergencies arising from pre-existing conditions for people under a certain age.
Learn MoreAccidental Death & Dismemberment
This coverage would provide a lump sum amount to you or your family if you were to become dismembered or passed away in an accident. Some plans provide coverage only while traveling in a common carrier, such as a plane, bus or train.
Prescription Drugs
Most plans provide coverage for prescription drugs as long as they are for new medical conditions that occur after the effective date of the policy.
Being able to spend time with your elderly parents is priceless.
Don't get caught without new immigrants medical insurance, get free quotes today!
New Immigrants Health Insurance
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Domestic Short Term Insurance
Domestic short term insurance provides temporary health insurance coverage for anyone waiting to become eligible to enroll into their employer's group health insurance plan, waiting for the open enrollment period for domestic long term health insurance, waiting to get a job, or any temporary situation.
Fiancé Visa Insurance
Persons on a Fiancé visa are not eligible to enroll into their U.S. Citizen Fiancé's group health insurance until they get married within 90 days of arrival in the U.S. Even though such people are going to live in the U.S., their eligibility varies from new immigrants health insurance.
Dental Plan
Most new immigrants health insurance plans provide limited or no dental coverage. Dental and Vision plans are a low cost solution that either can complement the medical insurance or can be purchased independently.
Trip Cancellation Insurance
After you have immigrated to the U.S., if you were to take trips where you make substantial non-refundable trip payments, trip cancellation insurance can provide coverage if you need to cancel your trip for covered reasons. Some plans also provide cancel for any reason coverage.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of new immigrants health insurance.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More