(866) 467-8289
8 AM - 9 PM CST Seven Days a Week Source ID: Insubuy
(866) INSUBUY467-82898 AM - 9 PM CST Seven Days a Week

National General STM

Temporary health care coverage for you and your family.

30 Days to 3 Months

Plan brochures and availability varies by state. For further details, please choose the brochure from your resident state below.

AL, AR, AZ, DC, FL, GA, HI, ID, IL, IN, KY, LA, MI, MS, NC, ND, NE, NV, OH, OK, PA, SC, TN, TX, VA, WV, WY - Brochure

CO, CT, IA, KS, MD, ME, MO, MT, NM, OR, SD, UT, WI - Brochure

Medical Expenses

Urgent Care
A medical facility providing immediate, non-routine urgent care for an injury or sickness treated on a walk-in basis.
Unlimited visits
You pay $50 per visit; your medical deductible is waived and remaining expenses apply to coinsurance
Emergency Room Care Unlimited visits
Subject to an additional $250 access fee unless admitted to a hospital; costs apply to deductible and coinsurance
Ambulance Service Unlimited trips
Maximum benefit of $250 per trip
Doctor Visits Doctor visits are subject to deductible and coinsurance*

* In Colorado, Florida, Ohio, Maryland, New Mexico, Oregon and Utah, this plan pays one $50 benefit for one doctor visit. Subsequent visits apply to deductible and coinsurance.

Choose your doctor from more than 664,000 participating providers in the Aetna Open Choice® PPO Network

Choose from a Standard Issue or Guaranteed Issue Short Term Medical plan. Then choose your deductible, coinsurance, and length of coverage (from 30 days to 3 months).

Deductibles are per person for a family of more than 3. In a family of 3 or more, when each person meets their deductible, the out of pocket maximum is satisfied for that coverage term.

Standard Issue Plans, require completion of a health questionnaire

Deductible*CoinsuranceOut-of-Pocket Maximum
(after deductible is met)
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$2,50050% / 50%
80% / 20%
$5,00050% / 50%
80% / 20%

Guaranteed Issue Plans, require completion of a health questionnaire, without the chance of being denied

Coinsurance90% / 10%80% / 20%
Out-of-Pocket Maximum$10,000$10,000
Coverage TermChoose your own coverage term — from 30 days to 3 monthsChoose your own coverage term — from 30 days to 3 months
Coverage Period Maximum$100,000$100,000


Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470
Website: www.insubuy.com

Version: 11/2017

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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