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National General STM

Temporary health care coverage for you and your family.

30 Days to 364 Days

Plan brochures and availability varies by state. For further details, please choose the brochure from your resident state below.

AL, AR, AZ, DC, FL, GA, IA, IL, KS, LA, MD, ME, MI, MO, MT, NC, ND, NE, NV, OH, OK, SC, SD, TX, TN, UT, VA, WI, WV, and WY - Brochure

IN, MS, and OR - Brochure

Why choose Short Term Medical?

Because life is unpredictable

Our Short Term Medical insurance gives you a plan to face those unpredictable moments in life with confidence. It provides the financial protection you need from unexpected medical bills and other health care expenses, including:

  • Doctor visits and some preventive care
  • Emergency room and ambulance coverage
  • Urgent care benefits and more

Short Term Medical is a good choice if you’re:

  • Between jobs
  • Waiting for Medicare
  • Waiting for new employee benefits

Find the plan option fitting your needs and budget

Building a Short Term Medical plan is easy

All you have to do is choose a deductible, select a coinsurance option, designate your coverage term, complete a health questionnaire, and you’re all set.

Coverage is available as soon as the next day.

You choose your own coverage term, from 30 days to up to 12 months

Choose your doctor from more than 690,000 participating providers in the Aetna Open Choice® PPO Network

Standard Issue Plans,
plans requiring a health questionnaire

Deductible*CoinsuranceOut-of-Pocket Maximum After
After Deductible
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$5,000
$5,000
$250,000
$1,000,000
$2,50050% / 50%
80% / 20%
100%
$5,000
$5,000
$0
$250,000
$1,000,000
$1,000,000
$5,00050% / 50%
80% / 20%
100%
$5,000
$5,000
$0
$250,000
$1,000,000
$1,000,000
$10,00080% / 20%$5,000$1,000,000
$25,00080% / 20%$5,000$1,000,000

For States: AL, AR, AZ, DC, FL, GA, IA, IL, KS, LA, MD, ME, MI, MO, MT, NC, ND, NE, NV, OH, OK, SC, SD, TX, TN, UT, VA, WI, WV, WY

Deductible*CoinsuranceOut-of-Pocket Maximum
After Deductible
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$2,500
$1,500
$250,000
$1,000,000
$2,50050% / 50%
80% / 20%
100%
$2,500
$1,500
$0
$250,000
$1,000,000
$1,000,000
$5,00050% / 50%
80% / 20%
100%
$3,750
$2,000
$0
$250,000
$1,000,000
$1,000,000
$10,00080% / 20%$2,000$1,000,000
$25,00080% / 20%$2,000$1,000,000

For States: IN, MS, OR

Guaranteed Issue Plans

Choosing a Guaranteed Issue Short Term Medical plan is even easier

Guaranteed Issue plans help you get coverage if Standard Issue isn’t a good fit. Here are your Guaranteed Issue options:

 BasicEnhanced
Deductible*$5,000$3,500
Coinsurance90% / 10%80% / 20%
Out-of-Pocket Maximum$5,000$6,500
Coverage Term*You choose your own coverage term, from 30 days to up to 12 monthsYou choose your own coverage term, from 30 days to up to 12 months
Coverage Period Maximum$100,000$100,000

*Not available for all states.

FOR ADDITIONAL INFORMATION

Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: +1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470
Website: www.insubuy.com

Disclaimer: The information within this page is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all states, availability, scenarios, coverages or exclusions of an insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this page and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

Version: 07/08/2019

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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