(866) INSUBUY
(866) 467-8289
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(866) INSUBUY467-82898 AM - 9 PM CST Seven Days a Week

National General STM

Temporary health care coverage for you and your family.

30 Days to 3 Months

Plan brochures and availability varies by state. For further details, please choose the brochure from your resident state below.

AL, AR, AZ, DC, FL, GA, HI, ID, IL, MI, NE, NV, OK, PA, SC, TX and VA. - Brochure

CO, CT, IA, IN, KS, KY, LA, MD, ME, MO, MS, MT, NC, ND, NM, OH, OR, SD, TN, UT, WI, WV and WY. - Brochure

Medical Expenses

Choose your doctor from more than 664,000 participating providers in the Aetna Open Choice® PPO Network

Choose from a Standard Issue or Guaranteed Issue Short Term Medical plan. Then choose your deductible, coinsurance, and length of coverage (from 30 days to 3 months).

Deductibles are per person for a family of more than 3. In a family of 3 or more, when each person meets their deductible, the out of pocket maximum is satisfied for that coverage term.

Standard Issue Plans, require completion of a health questionnaire

Deductible*CoinsuranceOut-of-Pocket Maximum
(after deductible is met)
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$5,000
$5,000
$250,000
$1,000,000
$2,50050% / 50%
80% / 20%
100%
$5,000
$5,000
$0
$250,000
$1,000,000
$1,000,000
$5,00050% / 50%
80% / 20%
100%
$5,000
$5,000
$0
$250,000
$1,000,000
$1,000,000
$10,00080% / 20%$5,000$1,000,000
$25,00080% / 20%$5,000$1,000,000

For states: AL, AR, AZ, DC, FL, GA, HI, ID, IL, MI, NE, NV, OK, PA, SC, TX and VA.

Deductible*CoinsuranceOut-of-Pocket Maximum
(after deductible is met)
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$2,500
$1,500
$250,000
$1,000,000
$2,50050% / 50%
80% / 20%
100%
$2,500
$1,500
$0
$250,000
$1,000,000
$1,000,000
$5,00050% / 50%
80% / 20%
100%
$3,750
$2,000
$0
$250,000
$1,000,000
$1,000,000
$10,00080% / 20%$2,000$1,000,000
$25,00080% / 20%$2,000$1,000,000

For states: CO, CT, IA, IN, KS, KY, LA, MD, ME, MO, MS, MT, NC, ND, NM, OH, OR, SD, TN, UT, WI, WV and WY.

Guaranteed Issue Plans, require completion of a health questionnaire, without the chance of being denied

 BasicEnhanced
Deductible*$5,000$3,500
Coinsurance90% / 10%80% / 20%
Out-of-Pocket Maximum$10,000$10,000
Coverage TermChoose your own coverage term — from 30 days to 3 monthsChoose your own coverage term — from 30 days to 3 months
Coverage Period Maximum$100,000$100,000

FOR ADDITIONAL INFORMATION

Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470
Website: www.insubuy.com

Version: 5/31/2018

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Healthcare costs are very high in the U.S.

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Purchase travel medical insurance that includes emergency medical evacuation.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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