(866) INSUBUY
(866) 467-8289
8 AM - 9 PM CT Seven Days a Week Source ID: Insubuy
(866) INSUBUY467-82898 AM - 9 PM CTSeven Days a Week

National General STM

Temporary health care coverage for you and your family.

30 Days to 364 Days

Plan brochures and availability varies by state. For further details, please choose the brochure from your resident state below.

AL, AR, AZ, DC, FL, GA, ID, IL, KY, LA, NC, NE, NV, OK, PA, SC, TX, VA, WV and WY - Brochure

CO, MD, NM and OR - Brochure

CT, MO, and SD - Brochure

IA and MT - Brochure

IN, MS and TN - Brochure

KS, UT and WI - Brochure

OH - Brochure

Medical Expenses

Choose your doctor from more than 690,000 participating providers in the Aetna Open Choice® PPO Network

Choose from a Standard Issue or Guaranteed Issue Short Term Medical plan. Then choose your deductible, coinsurance, and length of coverage (from 30 days to 12 months).

Deductibles are per person for a family of more than 3. In a family of 3 or more, when each person meets their deductible, the out of pocket maximum is satisfied for that coverage term.

Standard Issue Plans, require completion of a health questionnaire

Deductible*CoinsuranceOut-of-Pocket Maximum
After Deductible
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$5,000
$5,000
$250,000
$1,000,000
$2,50050% / 50%
80% / 20%
100%
$5,000
$5,000
$0
$250,000
$1,000,000
$1,000,000
$5,00050% / 50%
80% / 20%
100%
$5,000
$5,000
$0
$250,000
$1,000,000
$1,000,000
$10,00080% / 20%$5,000$1,000,000
$25,00080% / 20%$5,000$1,000,000

For States: AL, AR, AZ, DC, FL, GA, ID, IL, KY, LA, NC, NE, NV, OH, OK, PA, SC, TX, VA, WV and WY

Deductible*CoinsuranceOut-of-Pocket Maximum
After Deductible
Coverage Period Maximum
$1,00050% / 50%
80% / 20%
$3,500
$2,500
$250,000
$1,000,000
$2,50050% / 50%
80% / 20%
100%
$5,000
$4,000
$2,500
$250,000
$1,000,000
$1,000,000
$5,00050% / 50%
80% / 20%
100%
$8,750
$7,000
$5,000
$250,000
$1,000,000
$1,000,000
$10,00080% / 20%$12,000$1,000,000
$25,00080% / 20%$27,000$1,000,000

For States: CO, IN, MD, MS, NM, OR and TN

Guaranteed Issue Plans, require completion of a health questionnaire, without the chance of being denied

 BasicEnhanced
Deductible*$5,000$3,500
Coinsurance90% / 10%80% / 20%
Out-of-Pocket Maximum$5,000$6,500
Coverage Term*Choose your own coverage term - from 30 days to 12 monthsChoose your own coverage term - from 30 days to 12 months
Coverage Period Maximum$100,000$100,000

*Not available for all states.

FOR ADDITIONAL INFORMATION

Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470
Website: www.insubuy.com

Disclaimer: The information within this page is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all states, availability, scenarios, coverages or exclusions of an insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this page and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

Version: 10/02/2018

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More