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J1/J2 Visa Exchange Visitor Insurance
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Additionally, if a link below describes the coverage needed, click to continue.
Minor Primary cannot have Dependent Children.
Age(s)
Before entering birth date, please enter start date.
J1 Visa Holder Age is required.
J1 Visa Holder Age must be a number.
J1 Visa Holder Birth Date is required.
J1 Visa Holder Birth Date must be in the format mm/dd/yyyy.
J1 Visa Holder Birth Date cannot be in the future. Please adjust the J1 Visa Holder Birth Date.
Minor Primary cannot have Spouse.
Minor Primary cannot have Dependent Children.
Primary Age is required.
Primary Age must be a number.
Primary Birth Date is required.
Primary Birth Date must be in the format mm/dd/yyyy.
Primary Birth Date cannot be in the future. Please adjust the Primary Birth Date.
Minor Primary cannot have Spouse.
Minor Primary cannot have Dependent Children.
Spouse Age is required.
Spouse Age must be a number.
Spouse Birth Date is required.
Spouse Birth Date must be in the format mm/dd/yyyy.
Spouse Birth Date cannot be in the future. Please adjust the Spouse Birth Date.
Spouse cannot be a minor.
J1 Visa Insurance is required.
J2 Visa Holder Age is required.
??text.j2HolderAge_en?? must be a number.
J2 Visa Holder Birth Date is required.
J2 Visa Holder Birth Date must be in the format mm/dd/yyyy.
J2 Visa Holder Birth Date cannot be in the future. Please adjust the J2 Visa Holder Birth Date.
Minor Primary cannot have Spouse.
Minor Primary cannot have Dependent Children.
Do NOT select the age of child(ren).
Do NOT select the age of child(ren).
Do NOT select the age of child(ren).
Number of Dependent Children is required.
Number of Dependent Children required.
Number of Dependent Children is required.
Number of Dependent Children required.
Video Overview
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Exchange Visitors Insurance
J visa insurance plans meet the minimum requirements specified by the U.S. Department of State. Most domestic health insurance plans in the U.S. simply don't meet all of the requirements.
What does exchange visitors health insurance include?
Exchange visitors health insurance is comprised of various benefits, some of these standard benefits may include:
Emergency Medical Expenses
J visa insurance requires a minimum $100,000 per incident in medical maximum. Exchange visitors health insurance would generally cover new illness, accidents or injuries that may occur after the effective date of the policy. Due to high healthcare costs in the U.S., a higher policy maximum is highly recommended. It provides coverage if you need to visit a physician, an urgent care, hospital emergency room, surgery, hospitalization, ICU, labs, x-rays, Rx drugs and other medical necessities.
PPO Network
J1 visa insurance plans participate in PPO networks. These networks generally have many physicians, hospitals and other facilities all over the U.S. that have contracted with them and can bill directly as well as charge network negotiated fees.
Learn MoreEmergency Medical Evacuation
J visa insurance requires that the insurance must cover at least $50,000 in emergency medical evacuation. The U.S. domestic health insurance plans don't provide this coverage because U.S. residents don't really need it. All J visa insurance plans provide this coverage. It would provide the coverage for transportation to the nearest medical facility that can provide adequate coverage.
Return of Mortal Remains
J visa insurance requires that the insurance must cover at least $25,000 in return of mortal remains. If by some misfortune you were to pass away while studying abroad, this benefit would help your family transport the body back to your home country. Alternatively, some plans arrange for local cremation.
Learn MoreAccidental Death & Dismemberment
Accidental Death & Dismemberment (AD&D) would provide a lump sum benefit (in a form of life insurance) if you were to pass away in an accident. If you were to lose a limb or two in an accident, it would provide some lump sum benefit as well.
Learn MorePrescription Drugs
J visa insurance plans cover prescription drugs for new medical conditions that occur after the effective date of the policy. However, it would not cover birth control pills or medicines for pre-existing conditions.
Make sure to be compliant with J visa insurance requirements.
Don't get caught without J visa medical insurance, get free quotes today!
J1/J2 Visa Exchange Visitor Insurance Coverage
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Schengen Visa Insurance
If you intend to visit Schengen countries in Europe, you would need a Schengen visa; this requires compliant Schengen visa insurance. J visa insurance may not provide coverage in Schengen countries. You can make an instant purchase of the Schengen travel insurance and immediately print the visa letter to present to the consulate.
Evacuation and Repatriation Plan
Many J visa holders get medical insurance through their sponsoring organization. While it may provide excellent medical coverage, it does not provide the emergency medical evacuation and repatriation of remains coverage that is required to meet the minimum requirements of J visa insurance, set by the U.S. Department of State. Standalone evacuation and repatriation plan can be a low cost solution.
J1 Group Insurance
If the sponsoring or sending organization has five or more exchange visitors participating it is possible to purchase J1 visa group medical insurance, which would generally be cheaper than individual insurance plans. For very large groups, it is possible to make specific arrangements for easy administration of members.
Work and Travel USA Insurance
A work and travel exchange visitor program provides an opportunity for foreign students to experience life in the U.S. as well as find temporary work in the U.S. They are allowed to stay in the U.S. for up to four months during summer vacation. Small group insurance is available for groups of 5 or more. For very large groups, custom products are available designed specifically for a given organization.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of J1/J2 exchange visitors insurance.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More