J1/J2 Visa Exchange Visitor Insurance

There was a problem, please make the requested changes and submit again:

  • {{ error.message }}

No insurance plans were found with the criteria entered, please check your entries and resubmit.*

  • Some plans may not allow a dependent to enroll, or the dependent can only enroll if on the same policy as the primary visa holder.
  • Coverage cannot be provided in a persons' home country, as defined by the administrators.
  • Duration after arrival could be beyond the time frame allowed for the purchase of some plans.
  • International health insurance plans are available only to non-US residents.
  • Coverage dates specified may be too long, most plans allow a maximum of 364 days initially.
  • Plans are not available based on the filter criteria that was entered; try widening the search.
  • Not all of the plans are available in all places, or for all ages.

Additionally, if a link below describes the coverage needed, click to continue.

Minor Primary cannot have Dependent Children.

Are you a returning customer? Save time by logging into your MyAccount to initiate a repurchase with pre-filled information.

Start Date is required.

Start Date cannot contain special characters.

Start Date cannot contain alphabets.

Please enter the Start Date in the specified date format.

End Date is required.

End Date cannot contain special characters.

End Date cannot contain alphabets.

Please enter the End Date in the specified date format.

Start Date cannot be after End Date.

Edit Visa Status {{visaStatusInfo}}

Visa Status is required.

J1 Activity is required.

Close [X]

Visa Status is required.

Please check the Visa Status info.

Medical Coverage is required.

Enter Age(s) {{displayAges}}

Age(s) is required.

Age(s) is required.

Please check the Age(s) entered.

Mailing Address State is required.

Choose Location Yet to Arrive {{mailingFullState}} {{locationInfo}}

Arrival In USA is required.

Physical Presence State is required.

Close [X]

Location is required.

Please check the Location info.

Error(s) occurred. Please scroll above to view.

Your Marketplace for Compliant Exchange Visitor Insurance

  • Meets the U.S. State Departments standard J-1 visa requirements.
  • If your institution has additional requirements, be sure to read this first.
  • You can buy J-1 visa insurance from 5 days up to 1 year at a time.
  • J-1 or J-2 visa coverage is available on an individual as well as group basis.
  • If needed, we can furnish a compliance form after you purchase the insurance.
  • Previous insurance plans may affect your eligibility, call us to check.

Exchange Visitors Insurance

J visa insurance plans meet the minimum requirements specified by the U.S. Department of State. Most domestic health insurance plans in the U.S. simply don't meet all of the requirements.

What does exchange visitors health insurance include?

Exchange visitors health insurance is comprised of various benefits, some of these standard benefits may include:

Make sure to be compliant with J visa insurance requirements.

Don't get caught without J visa medical insurance, get free quotes today!

Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
  • Expert Advice – Licensed agents are standing by to answer any question you may have.
  • Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
  • Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
  • Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
  • No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.

Frequently Asked Questions About J1 Visa Health Insurance

  • What is a J-1 Visa?

    A J-1 visa, also known as an exchange visitor visa, is for anyone visiting the United States as part of an exchange program. J-1 visa holders can be international exchange students, visiting scholars, researchers, professors, and other cultural exchange participants. J-2 visa holders are the accompanying dependents of J-1 visa holders.

  • What are insurance options for J-1 and J-2 visa holders?

    All J-1 and J-2 visa holders are required to have insurance coverage that meets the minimum standards set by the US Department of State. The J1 insurance plans we offer meet all State Department requirements such as:

    • Emergency medical coverage – Compliant insurance must provide a medical maximum of at least $100,000 per incident.
    • Emergency medical evacuation – The State Department requires J-1 visa insurance to provide at least $50,000 in coverage for emergency medical evacuation.
    • Return of mortal remains – All J-1 insurance plans are required to provide at least $25,000 in coverage for return of mortal remains.
  • Is health insurance required for a J-1 visa?

    Yes, health insurance is required for a J-1 visa per the US Department of State. Depending on your sponsoring organization, you may either be provided J1 visa medical insurance through the organization or be required to purchase insurance independently. We can provide several option for J1 visa insurance that meet all requirements.

  • What are Important considerations when looking to buy J1 visa insurance?

    When purchasing J1 visa health insurance, be sure that it meets all State Department standards at minimum. However, we also recommend some of the below coverages to stay protected and save money during your time in the USA.

    • Meets all standards – Make sure that any insurance plan you buy meets all US State Department minimum standards for J1 visa insurance. All plans we have available on this page meet those standards.
    • PPO network coverage – It’s a good idea to purchase J1 visa insurance that participates in a PPO network. PPO network participation means that you can save money on in-network treatment, and the provider can often bill the insurance company directly.
    • Prescription drug coverage – All J1 visa insurance plans we have available offer prescription drug coverage. This is important, as it can save you a significant amount of money on prescription costs for any new medical conditions.

J1/J2 Visa Exchange Visitor Insurance Coverage

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Schengen Visa Insurance

If you intend to visit Schengen countries in Europe, you would need a Schengen visa; this requires compliant Schengen visa insurance. J visa insurance may not provide coverage in Schengen countries. You can make an instant purchase of the Schengen travel insurance and immediately print the visa letter to present to the consulate.

Evacuation and Repatriation Plan

Many J visa holders get medical insurance through their sponsoring organization. While it may provide excellent medical coverage, it does not provide the emergency medical evacuation and repatriation of remains coverage that is required to meet the minimum requirements of J visa insurance, set by the U.S. Department of State. Standalone evacuation and repatriation plan can be a low cost solution.

J1 Group Insurance

If the sponsoring or sending organization has five or more exchange visitors participating it is possible to purchase J1 visa group medical insurance, which would generally be cheaper than individual insurance plans. For very large groups, it is possible to make specific arrangements for easy administration of members.

Work and Travel USA Insurance

A work and travel exchange visitor program provides an opportunity for foreign students to experience life in the U.S. as well as find temporary work in the U.S. They are allowed to stay in the U.S. for up to four months during summer vacation. Small group insurance is available for groups of 5 or more. For very large groups, custom products are available designed specifically for a given organization.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More