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International Student Insurance
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International Student Insurance
International student insurance provides coverage if you were to unexpectedly get sick or injured while studying in a foreign country.
What does international student insurance include?
International student insurance may be comprised of various benefits, some of these standard benefits may include:
Emergency Medical Expenses
International student insurance will normally cover new medical conditions, accidents or injuries that occur after the effective date of the policy. Some student insurance policies might cover maternity as long as the person is not pregnant before the effective date of the policy. As the healthcare expenses are very high in the U.S., most schools require international students to purchase medical insurance with a sufficient policy maximum.
PPO Network
Most international student insurance plans participate in a PPO network which has many participating providers (doctors, hospitals, labs etc.) all over the U.S. that bill the insurance company directly and also charge you only the network negotiated fees which are discounted compared to their regular charges.
Learn MoreTrip Interruption
If you have to return to your home country urgently due to covered reasons, such as destruction of your home, by fire or flood, or the death of a parent; trip interruption coverage in international student insurance will help you pay for the additional expenses to make necessary arrangements to travel home.
Emergency Medical Evacuation / Repatriation
If you were to become seriously sick or injured in a remote location while studying abroad, emergency medical evacuation coverage would provide you transportation to the nearest medical facility where adequate care can be given. After you have become stable enough to travel, it may also arrange for you to return to your home country.
Return of Mortal Remains
In the unfortunate event that you passed away while studying abroad, return of mortal remains would pay for transportation of your bodily remains or ashes to your home country.
Learn MoreLoss of Checked Luggage
International students may bring a lot of luggage while studying outside their home country. If the airline were to permanently lose your checked luggage, this benefit would help pay for the essentials that would be immediately necessary upon your arrival to the destination.
Accidental Death & Dismemberment
AD&D coverage would provide a lump sum amount to you or your family if you were to become dismembered or passed away in an accident. Some international student plans may provide such coverage only while traveling in a common carrier, such as a plane, bus, or train.
Learn MoreHealthcare expenses are very high in the United States.
Don't get caught without international student insurance, get free quotes today!
International Student Insurance Coverage
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Exchange Visitors (J Visa) Insurance
If you are a research scholar or an exchange visitor at an educational institution on a J visa, the U.S. Department of State requires you to have insurance that meets their minimum requirements. These insurance plans are low cost and designed exactly to meet the J Visa requirements issued by the State Department. Insurance plans are available for J1 visa holder only, J2 visa holder only, or for both.
Study Abroad Insurance
Most international students studying in the U.S. on an F visa have to purchase medical insurance that meets the minimum requirements of their schools. However, international students studying outside the U.S. often don't have any such requirements. Therefore, there are additional study abroad insurance plans that may be more suitable.
Trip Cancellation Insurance
International students studying abroad may stay overseas for a long time. Foreign students are expected to travel to other countries or different places in the same country. In case you need to cancel your trip for covered reasons, trip cancellation insurance would primarily provide coverage for prepaid, non-refundable expenses. Trip insurance plans are available for both U.S. residents as well as non-U.S. residents.
Schengen Visa Insurance
If you are planning to travel to Europe, you would most likely need a Schengen visa, which requires a compliant medical insurance plan that includes emergency medical evacuation and repatriation of remains. Even if you already have medical insurance through your school, it will not meet the Schengen visa insurance requirements. You can make an instant purchase and immediately print the visa letter to present it to Schengen country consulate.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of international student insurance.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More