International Student Insurance

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  • Some plans may not allow a dependent to enroll, or the dependent can only enroll if on the same policy as the primary visa holder.
  • Coverage cannot be provided in a persons' home country, as defined by the administrators.
  • Duration after arrival could be beyond the time frame allowed for the purchase of some plans.
  • International health insurance plans are available only to non-US residents.
  • Coverage dates specified may be too long, most plans allow a maximum of 364 days initially.
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  • Not all of the plans are available in all places, or for all ages.

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Health Insurance Marketplace for F1/F2 Visa Students

  • Instant purchase, no paperwork, no medical exam required.
  • Low cost international student insurance with excellent coverage.
  • Meets most universities' requirements with excellent PPO networks.
  • Coverage can start from the next day onwards or any future date.
  • Instant confirmation, quick compliance form, extendable for years.
  • Prior insurance plans may affect your eligibility. Call us to check.

Why Do I Need International Student Health Insurance?

The reason F1/F2 visa holders need international student insurance is due to the high cost of American healthcare. Without international student insurance, you may not be able to afford medical treatment if you get sick or injured. In addition, most US colleges and universities require you to have it.

What is Covered by International Student Insurance?

International student insurance may be comprised of various benefits, some of these standard benefits may include:

How Can I Get International Student Insurance?

Buying international student health insurance with us is easy. Just enter your information in the quote form, get your free quotes and easily compare various plans.

Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
  • Expert Advice – Licensed agents are standing by to answer any question you may have.
  • Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
  • Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
  • Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
  • No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.

Frequently Asked Questions About International Student Insurance in the US

  • Can an international student get health insurance in the USA?

    F1 international students and their F2 dependents can get health insurance in the USA by purchasing international student insurance. Just be sure to check with your school’s requirements prior to purchase so you know which plans are right for you.

  • Can F-1 students get Obamacare?

    F1 students are not eligible to purchase Obamacare, also known as ACA-compliant health insurance. They must either purchase health insurance directly through their school, or independently from an insurance broker.

  • How much is International Student insurance in the US?

    How much you will pay for international student insurance in the US depends on a variety of factors including your length of stay, whether or not you are covering any F2 dependents, and the specific plan you choose.

  • How much is International Student Insurance outside the US?

    If you’re looking to purchase international student insurance to study outside the US, please see study abroad insurance for more information.

International Student Insurance Coverage

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Exchange Visitors (J Visa) Insurance

If you are a research scholar or an exchange visitor at an educational institution on a J visa, the U.S. Department of State requires you to have insurance that meets their minimum requirements. These insurance plans are low cost and designed exactly to meet the J Visa requirements issued by the State Department. Insurance plans are available for J1 visa holder only, J2 visa holder only, or for both.

Study Abroad Insurance

Most international students studying in the U.S. on an F visa have to purchase medical insurance that meets the minimum requirements of their schools. However, international students studying outside the U.S. often don't have any such requirements. Therefore, there are additional study abroad insurance plans that may be more suitable.

Trip Cancellation Insurance

International students studying abroad may stay overseas for a long time. Foreign students are expected to travel to other countries or different places in the same country. In case you need to cancel your trip for covered reasons, trip cancellation insurance would primarily provide coverage for prepaid, non-refundable expenses. Trip insurance plans are available for both U.S. residents as well as non-U.S. residents.

Schengen Visa Insurance

If you are planning to travel to Europe, you would most likely need a Schengen visa, which requires a compliant medical insurance plan that includes emergency medical evacuation and repatriation of remains. Even if you already have medical insurance through your school, it will not meet the Schengen visa insurance requirements. You can make an instant purchase and immediately print the visa letter to present it to Schengen country consulate.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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