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International Student Insurance

International student health insurance is meant for international studying full time in USA. While some international student health insurance plans cover both the primary insured as well as the dependents, others cover only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the effective date of the policy. Each university/college has their own minimum requirements that must be met before they can accept particular international student health insurance.

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ExchangeGuard

Underwriter: Lloyd's

Coverage Availability: 5 Days to 1,456 Days

US - Within PPO/Outside US: After deductible, pays 100% to policy maximum; or
After deductible, pays 80% to $5,000, then 100% to policy maximum.
Otherwise: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.
US Urgent care: $25 copay unless $0 deductible.

Direct Billing: Through First Health PPO Network

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StudentSecure®

Underwriter: Lloyd's

Coverage Availability: 1 Month to 1,456 Days

Elite: After deductible, 100% to policy maximum.
Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Smart: After deductible, pays 80% to policy maximum.

Direct Billing: Through First Health PPO Network

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Patriot Exchange Program

Underwriter: Sirius International

Coverage Availability: 1 Month to 4 Years

After deductible, pays 100% to policy maximum.

Direct Billing: Through First Health PPO Network

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Patriot America®

Underwriter: Sirius International

Coverage Availability: 5 Days to 2 Years

After deductible, pays 100% (out of network 80% to $5,000, then 100%) to policy maximum.
US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through First Health PPO Network

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