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International Student Insurance
International student health insurance for F visa students studying in the U.S.
International student health insurance is meant for international studying full time in USA. While some international student health insurance plans cover both the primary insured as well as the dependents, others cover only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the effective date of the policy. Each university/college has their own minimum requirements that must be met before they can accept particular international student health insurance.
| COVID-19 | Included |
Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.
Student Health Center: $5 copay, deductible waived.
Direct Billing: Through United Healthcare PPO Network 
| COVID-19 | Included |
After deductible, pays 100% to policy maximum, or
After deductible, pays 80% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.
US Urgent care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
| COVID-19 | Included |
Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.
Student Health Center: $5 copay, deductible waived.
Direct Billing: Through United Healthcare PPO Network
| COVID-19 | Included |
Elite: After deductible, pays 100% to policy maximum.
Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Smart: After deductible, pays 80% to policy maximum.
Elite: Student Health Center: $25 per injury or illness.
Select: Student Health Center: $35 per injury or illness.
Budget: Student Health Center: $45 per injury or illness.
Smart: Student Health Center: $50 per injury or illness.
Direct Billing: Through United Healthcare PPO Network
| COVID-19 | Included |
Standard: After deductible, pays 80% to policy maximum.
Preferred: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Platinum: After deductible, pays 85% to $10,000, then 100% to policy maximum.
Student Health Center: To policy maximum.
Direct Billing: Through United Healthcare PPO Network
| COVID-19 | Excluded |
After deductible, payment varies based in/out network and in/out U.S.
Student Health Center: To policy maximum.
Direct Billing: Through BlueCross BlueShield PPO Network 
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <70
| COVID-19 | Excluded |
After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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