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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
International Private Medical Insurance, or iPMI, is a long-term health insurance designed to cover the expatriates outside their home country. Some iPMI plans also cover the local citizens in their own country as long as it is not the U.S.
International Private Medical Insurance is also called international health insurance, or expatriate health insurance. The cost of international insurance will vary depending upon the plan and type of coverage you choose.
While travel insurance is suitable for short trips, it is better to purchase iPMI for long term assignments abroad as it provides several distinct advantages over travel insurance:
Some of the expatriates consider purchasing domestic health insurance available in their country of residence instead of opting for an international private medical insurance, which may be appropriate for some people. However, if you are likely to be traveling to or transferred to different countries, domestic health insurance would not provide coverage outside their own country and would certainly not be portable in another country.
International private medical insurance or iPMI can be very useful if you will be residing in countries where public or state-run scheme (such as NHS in UK) is not available or if you are not eligible to participate.
Moreover, some countries such as Australia, UAE and Switzerland, have a specific requirement for international private medical insurance that must be met in order to be considered compliant international health insurance. Make sure to review those requirements against the insurance plan you are considering purchasing.
International private medical insurance providers are experienced in dealing with healthcare systems in many countries. Their experience means you would have direct access to some of the best physicians and hospitals in the world. You may additionally get non-insurance benefits such as travel assistance, translation services, etc. that may turn out to be very helpful if you were to become sick or injured in a foreign country.
It is important to understand that international private medical insurance plans are NOT PPACA compliant and not meant to be substitute PPACA insurance. iPMI plans do not provide the 'Essential Minimum Coverage' required under PPACA plans. Therefore, if you qualify for PPACA compliant (domestic health insurance) plans in USA, you should definitely consider them over iPMI.
If you are a U.S. citizen living abroad, please check out ACA requirements for US citizens living abroad.
If you are a corporation that has many expatriates working for you outside their home country, we can provide a customized long term international health insurance to suit the needs of your group. Purchasing an excellent international private medical insurance for your expatriate employees is important to recruit and retain top talent.
International Private Medical Insurance provides valuable long-term international health coverage to meet the needs of people in specific situations. If you are searching for the right international medical insurance plan, we can help. You can easily request your quotes online and call our office with any questions you have.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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