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(866) INSUBUY 467-8289 Mon-Fri: 8 AM - 9 PM CST Sat-Sun: 8 AM - 5 PM CST

Acute Onset of Pre-Existing Conditions Coverage in Inbound® Plans

In Inbound® Choice, Inbound® Guest, Inbound® Immigrant and Inbound® USA, all insureds under age 70 have coverage for an acute onset of a pre-existing condition at no additional charge!

The Inbound® programs have a per injury/per sickness benefit schedule. The acute onset benefit will be the same amount as your client's chosen policy maximum; however, unlike the policy maximum, the acute onset is paid on a per policy period basis. This means if multiple acute onsets of a pre-existing condition occur, regardless of whether or not they are a different condition, we will only pay to the cumulative per policy period maximum.

Acute onset of pre-existing condition must occur within the U.S., treatment must be received in the U.S. and within 24 hours of the initial symptoms.

Examples are as follows:

  • Flu - $50,000 per illness, payable to the scheduled amounts.
  • Rash - $50,000 per illness, payable to the scheduled amounts.
  • Heart attack - (determined to be an acute onset of a pre-existing condition) $50,000 per policy period, payable to the scheduled amounts.

Complete information about all Inbound® Plans

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You would not be eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don’t need to purchase travel insurance for every trip.

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Most schools require international students to purchase health insurance.

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