My insurance uses the First Health PPO Network and I found your name on the First Health network search.
“I have Tokio Marine HCC Insurance” or “I use HCCMIS Network” or “I have Atlas America insurance” or “I have Insubuy insurance.”
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, NOT other documents such as business card or certificate wording.
When you go in the network, there will be network negotiated fees for eligible expenses.
You can also go out of the network but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by Tokio Marine HCC in the USA. You never have to contact the carrier Lloyds for any purpose whatsoever.Search Providers Claims Process & FAQ
You are free to visit any provider you like. For your convenience, a listing of providers participating in our international network is located at International Provider Network Directory.
The doctor's office or local hospital has a choice to be paid by the patient or by the insurance company. However, for larger eligible expenses like hospitalization/surgery etc., the insurance company can make arrangements for direct payment to the provider.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.Learn More
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.Learn More
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.Learn More
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.Learn More
You would not be eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.Learn More
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.Learn More
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.Learn More
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.Learn More
You don’t need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.Learn More
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.Learn More