The Hawaiian Islands are made up of an archipelago of 8 major islands in the North Pacific Ocean. The 4 most popular of the islands are Hawaii, also known as "The Big Island", Maui, Oahu, and Kauai. The Big Island currently has an active volcano, Mt. Kilauea. Mt. Kilauea eruptions can cause devastation and destruction, and completely wreak havoc on Hawaii's tourism.
When the volcano is erupting, people are evacuated; anyone who had travel planned to the Big Island now has to cancel their trip. In addition to the disappointment, they will also most likely be losing money due to non-refundable trip expenses, and visitors who were already in Hawaii have had to leave due to the hazardous conditions caused by the eruption. While purchasing insurance when something is already happening would not be covered, there are insurances available to you when you preparing to travel that provide coverage for unexpected disasters and new medical issues or injuries that arise to protect you medically and financially in situations like this.
Trip Insurance provides financial protection from specific losses that can cause a trip to be cancelled. These plans can reimburse for non-refundable trip costs, flight delays, missed connections and lost luggage. It's a good idea to purchase this type of insurance as soon as you make your initial trip deposit, to be eligible for the maximum amount of plan benefits. Plans can offer trip cancellation benefits if your destination experiences a natural disaster, such as an erupting volcano, as well as other named reasons, and can even offer cancel for any reason benefits.
Travel Medical Insurance is also available and is meant to cover new illnesses and injuries that occur or manifest after the effective date of the policy up to a selected policy maximum. They can provide medical evacuation benefits as well, and if there were a natural disaster that impacted you during your travels and you needed medical care due to injury or needed to be medically evacuated, you would have that important coverage.
Travel Medical and Trip Insurance can be purchased easily, at reasonable prices and budget options, with no documentation required. They can be purchased and start as early as the next day if needed. Knowing that you have coverage for unforeseen issues regarding medical issues, or travel related issues can give you peace of mind and give you the ability to relax and enjoy your travels.