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Thread: how much coverage to buy

  1. #1
    Apai811 Guest

    Exclamation how much coverage to buy

    Hello!

    My In-laws (Ages 72 and 65) are visiting from India for 6 months (Aug 08- Jan 09). They are in good health with no preexisting conditions. How much Coverage (25K, 50K etc) is reasonable.

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    25k is too little.

    You need to buy at least 50k, and preferably 100k.

    Whether they are healthy or not, have pre-existing conditions or not, it does not matter. Because insurance only pays for any new medical conditions occuring after the effective date of the insurance. And the probability of some getting into new medical conditions is the same for everyone at a given age.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  3. #3
    Apai811 Guest

    Default

    Thanks for the prompt respone. Additionally - which Insurance company/plan would you recommend.

  4. #4
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    How much policy maximum would you like to consider?

    Also, there are two types of insurance plans: fixed, comprehensive.
    https://www.insubuy.com/visitors-insurance/

    Would you like to consider fixed or comprehensive?
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

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