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Thread: why is my insurance application always declined online

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  1. #1
    Join Date
    May 2005

    Default why is my insurance application always declined online

    I am a visiting scholar in Virginia Tech, Blacksburg, Virgina. I will stay at USA for one year. I want to buy the Insurance, that is 'Visit USA-HealthCare Basic Plan'. But after I completed the application online(, the website shows the application to be declined.
    I use my visa credit card, which issued by Shanghai Pudong Development Bank, Shanghai, China.
    Does your company have a limitation on the credit card?
    If not, why decline my application? By the way, I can use this card to pay for my others shopping online in USA.

    Thank you very much.
    Last edited by insubuy; 09-11-2017 at 04:31 PM.

  2. #2
    Join Date
    May 2011
    Plano, TX


    It is possible that your credit card company is declining the transaction.

    I would suggest that you call your bank and ask them to manually authorize the charge and try again after that.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470

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