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Thread: Visitors Care for J1 visa insurance?

  1. #1
    Join Date
    May 2005
    Posts
    2,623

    Default Visitors Care for J1 visa insurance?

    Hi; this summer I'll go to US for a summer internship program and the school, which I'll study for 2 months, requires a personal insurance with the following minimum requirements. I looked at your website and decided to purchase "Visitors Care", because of its fee. but I am not sure that this insurance meets the following requirements, which I took from the school's website. If not can you offer one which meets these requirements. Thank you very much. Minimum insurance requirements The insurance policy you hold must meet or exceed the following requirements:

    Basic Accidents and Sickness: J-1 visa holders and any accompanying spouse and dependents on a J visa status are required to have a $50,000 minimum coverage which includes catastrophic medical insurance. F visa holders must have a $15,000 minimum coverage for themselves only, catastrophic insurance is not required.

    Major Medical Accidental Death and Dismemberment Repatriation (Preparation and Transportation of Remains):
    Preparation and transportation of remains to your city or permanent residence. Repatriation coverage should be no less than $7,500.

    Medical Evacuation: Transportation to your city of permanent residence as a result of injury or sickness. The minimum coverage acceptable for medical evacuation is $10,000.

    Deductible: The policy can have no more than a $500 deductible.

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
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    3,420

    Default

    Visitors Care does NOT meet the requirements of J1 visa.

    Please look at Visit USA plan at https://www.insubuy.com/j1-visa-health-insurance/ That is the only plan that meets J1 visa requirements.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  3. #3
    Join Date
    May 2005
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    2,623

    Default

    Now I realized that I was looking for the wrong insurance.

    But I want to ask someting about J1 insurance at the website. Is this insurance meets the requirements of the school wants from me? Or these types of insurances are standard?

    I am asking this because I couldnt understand exatly what some of the terms mean in the insurance and I couldn’t compare them with the requirements of the school.

    Thanks again


    Minimum insurance requirements

    The insurance policy you hold must meet or exceed the following requirements:

    Basic Accidents and Sickness: J-1 visa holders and any accompanying spouse and dependents on a J visa status are required to have a $50,000 minimum coverage which includes catastrophic medical insurance. F visa holders must have a $15,000 minimum coverage for themselves only, catastrophic insurance is not required.
    Major Medical
    Accidental Death and Dismemberment
    Repatriation (Preparation and Transportation of Remains): Preparation and transportation of remains to your city or permanent residence. Repatriation coverage should be no less than $7,500.
    Medical Evacuation: Transportation to your city of permanent residence as a result of injury or sickness. The minimum coverage acceptable for medical evacuation is $10,000.
    Deductible: The policy can have no more than a $500 deductible.

  4. #4
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
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    Default

    What your school is asking is standard J1 visa requirements, nothing different. And Visit USA meets all the requirements that you have listed above.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  5. #5
    Join Date
    Apr 2006
    Posts
    4

    Default What about J2?

    I appriciate some information about J2 dependent.

    My wife is a J2 holder. Do all the minimus insurance requirements of J1 apply to J2?

    My wife has a nurse job and her emplyer provides her good insurance. However, that will not include the insurance of medical evacuation and repatriation. Could she buy it here as single items?

    =================

    Opinon about the travel insurance provided here:

    A comaprison of the minimus requirements of J-1 visa and the insurance plan provided here:

    minimus requirements of J-1 plan A Plan B

    Medical benefits per
    accident or illness
    at least $50,000 $50,000 $100,000

    Repatriation of remains
    $7,500 $10,000 $20,000

    medical evacuation $50,000 $100,000
    $10,000

    A plan that just meet the minimus requirement of J-1 insurance will be very welcomed. You can see that in the plans provided here, plan A do not meet the requirement and plan B cost much higher than plan A.

  6. #6
    Join Date
    May 2011
    Location
    Plano, TX
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    1. Yes, all minimum requirements of J1 visa insurance requirements apply to J2 as well.

    2. Visit USA-HealthCare is a package plan that meets all the requirements of J1/J2 visa. You can't buy individual items from it.

    3. Both Plan A and Plan B of Visit USA-HealthCare meet the J visa requirements. You can purchase either of the plans online at https://www.insubuy.com/visit-usa-insurance/

    If you have any additional questions, please feel free to post them here or call us at 1-866-INSU-BUY.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  7. #7
    Join Date
    Apr 2006
    Posts
    4

    Default

    Many thanks for the reply.

    I have another question. If I want to buy a separate insurance for my wife who is 33 years old with J-2 visa. (as somebody here, I have my J-1 insurance already.)

    I have done the quotation on plan A and found that in this link
    https://www.insubuy.com/visit-usa-healthcare/visitors-insurance-usa/
    it costs me $756 (=$63*12)

    Is this a right quotation?

    Please let me know, then I will buy it, thansk.

  8. #8
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
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    Default

    The quotes displayed on that web page are correct and accurate. You can buy the insurance online.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  9. #9
    Join Date
    Apr 2006
    Posts
    4

    Default

    Another quick question..
    I am interested in the plan A of the link below
    https://www.insubuy.com/visit-usa-he...e/brochure.jsp

    I am a J-1 student, my wife is a J-2 depedent, could she buy the plan A in above link to meet the requirements of the school? Is that the same premium for both visiting scholar's deopedent and visiting student's depedent?

  10. #10
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,420

    Default

    1. Yes, she can buy Visit USA to meet the requirements of the school.
    2. Yes, the premium is same whether you are on J1 or J2.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

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