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Thread: good comprehensive policy

  1. #1
    rchalemela Guest

    Default good comprehensive policy

    My parents will be visiting this month end, for 6 months. I would greatly appreciated it somebody can guide me to pick a good comprehensive policy. I don't mind higher premiums but I want something which covers reasonably and won't exclude everything based on pre-existing conditions.
    I had very bad experience with AIG through India network, when my parents visited us last time. They found a lump in my
    Mom's routine mammogram (ofcourse, out of pocket). When we had it removed, it costed us close to $9,000.
    They paid us, after 6 months only $2000 saying the max. they cover is $400 for anesthesia and $1000 for an
    outpatient surgery. When I was picking the policy, I had no idea how much hospitalization costs.
    I am looking for a policy where eventhough premiums anddeductions are high, they will pay like 80% after a certain level.
    Also, both my mom and dad have diabetes. My dad had an angio-plasty 10 years ago. Since then, he is healthy.
    How far ago would not be considered as pre-existing conditions?

    Thanks a lot!

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    I suggest you look at Cruise, Tour, Travel from TravelGuard, available at www.insubuy....ochure.jsp

    If you have any questions, please call us at 1-866-INSU-BUY at any time.

  3. #3
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    Effective Aug 25, 2004, Cruise, Tour & Travel from TravelGuard is available only to the residents of US, Canada and Guam.

    Therefore, it is NOT available to Indians traveling to USA anymore.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

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