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Thread: Atlas International Insurance: detailed questions

  1. #1
    Join Date
    May 2005
    Posts
    2,623

    Default Atlas International Insurance: detailed questions

    Hello Insubuy team,
    In response to my query and your response dated 18 August 2016, I have the following queries, after reading the "certificate wording" document.:
    1) Is the ATLAS INTERNATIONAL policy for US citizens only, or for a person of any nationality?
    2) Does this ATLAS INTERNATIONAL policy apply to Schengen region/visa-holders only, or for anywhere in the world, except USA?

    3) In the "certificate wording"and "Brochure"document, there is no mention of the altitude till which a trekking activity is covered by Atlas. Can you let me know the altitude limit which is covered?
    4) Page # 11-12 in the "certificate wording"document contains paragraphs on "Emergency medical evacuation". Is this service provided within the premium cost of basic coverage (as found in the "Quotes and Purchase" section) or is there any additional amount to be paid extra to be covered under "Emergency medical evacuation"? Please confirm.
    5) What is the process for pre-authorization/approval before an emergency medical evacuation? Do I need to call to a particular number to inform the situation? If yes, what's the number and is that line available 24*7 ?
    6) Who arranges/contacts a local agency for emergency evacuation vehicle such as a ground vehicle or a helicopter?
    7) Is there a group policy? Or do we need to purchase individual policies only from Atlas?
    Thank you for clarifying doubts. We are 7 team members for trekking activity to be done in Nepal Himalayas. We would take a call after understanding the Insubuy/Atlas policies.

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,430

    Default

    Answer for your questions below:

    1. Atlas International plan is for US/NON USC who needs coverage outside their home country and US.
    2. Atlas International plan will provide coverage anywhere in the world except US and home country. It provides coverage for Schengen visa also. It’s not only for one purpose.
    3. Please read https://www.insubuy.com/atlas/intern...-insurance.pdf
    Page 18 exclusion # 37 (b)
    4. Yes.
    5. Yes. Number on the insurance card. You have to make all the arrangement by the insurance company in order to get evacuation benefits. Please read certificate wording, https://www.insubuy.com/atlas/intern...-insurance.pdf
    Page 12 B. Under eligible expenses- Emergency medical evacuation.
    Look at the sample id card with all the information, https://www.insubuy.com/atlas/sample-documents.pdf


    6. Assistance company.
    7. You can do group policy. With minimum 5 members in the group.
    Atlas Group policy information at,
    https://www.insubuy.com/atlas-group-insurance/

    Please let us know if you have any further questions.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

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