I have a question about your Patriot America coverage. For a non-citizen who has resided in the US for more than six months, the application asks if they have held international coverage. How is that defined?

More specifically, do you offer any insurance options suitable for a non-citizen (on a student visa) who has resided in the US (NY) for more than six months, and holds normal (ACA-compliant) American medical insurance but needs adventure/extreme sports coverage?