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Thread: Short term plan mountaineering

  1. #1
    Join Date
    May 2005
    Posts
    2,623

    Default Short term plan mountaineering

    I have a question about your Patriot America coverage. For a non-citizen who has resided in the US for more than six months, the application asks if they have held international coverage. How is that defined?

    More specifically, do you offer any insurance options suitable for a non-citizen (on a student visa) who has resided in the US (NY) for more than six months, and holds normal (ACA-compliant) American medical insurance but needs adventure/extreme sports coverage?

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,430

    Default

    Thank you for contacting Insubuy for your insurance needs. Unfortunately, the Patriot America Plan would not be available if you have had or currently have a domestic insurance plan.

    We would be more than happy to look into plan options available for your if you would like to provide a little more information about what you are needing coverage for.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  3. #3
    Join Date
    May 2005
    Posts
    2,623

    Default

    Sure - I'm looking for short-term medical coverage for mountaineering, in the US. Is that the information you need?

  4. #4
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,430

    Default

    You can purchase Short Term PPO plan. Short term plans are not ACA compliant. STM PPO plan Brochure, instant purchase link,
    http://www.domesticinsuranceusa.com/...cal-insurance/

    The standard hazardous sports rider only provide coverage for mountaineer up to 10,000 ft. We can asked for special terms from underwriters to include:

    Coverage for mountaineering up to 4,300 meters. Coverage excludes frost bite.

    This added coverage would be written as an endorsement to the policy. This endorsement would be included with the policy when it is issued. Please let me know if you have any questions.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

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