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Thread: L1/L2 visa insurance questions pre-existing conditions

  1. #1
    Join Date
    May 2005

    Default L1/L2 visa insurance questions pre-existing conditions

    Dear Insubuy

    I have been directed towards your site by a couple of friends who work in USA and are originally from UK.

    I am working in USA on an L1A visa from September (my family will be on L2 visas).

    I am looking to purchase health insurance for myself and my family consisting of;

    Me - 33 years old non smoker Type 1 Diabetic

    Wife - 39 years old non smoker no pre-existing conditions

    Daughter - 12 years old Alpha 1 Antitrypsin Defiiciency

    Daughter - 4 years old no pre-existing medical conditions

    I will need to access insulin (Levemir and Novorapid) whilst in the USA and want the policy that will be the lowest cost when purchasing the insulin in USA.

    My daughter will also need to access inhalers (seretide and ventelin) and again want the policy to be the lowest cost when purchasing the inhalers.

    Does the platinum policy cover these medication costs after the deductible? What would the deductible be?

    Please advise on the best policy for me and my family.

  2. #2
    Join Date
    May 2011
    Plano, TX


    Thank you for contacting Insubuy for your insurance needs.

    The plans we offer would not cover pre-existing conditions or the medications for the pre-existing conditions. You would want to check with your employer to see if they are offering medical insurance for employees and their families. While waiting for your employer plan to begin you can purchase the Patriot America Plus plan as a short term alternative that will cover you and your family for any new illness or injury that occurs after the effective date of the policy.

    More information on the Patriot America Plus including the instant purchase link:

    If you need additional assistance please feel free to contact our office.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470



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