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Thread: Parent Health Insurance

  1. #1

    Default Parent Health Insurance

    My parent (63 & 61 yrs old) are coming to US & they are on regular medications fro blood pressure & thyroid. They would be here for 3 months.

    1) To cover incidents like heart attack, cerebral hemorrhage & accidents (bone fracture / dislocation) what is the insurance I need to go for ?
    2) Is 50K a good health insurance value to cover above mentioned incidents in network hospitals ?
    3) Atlas America & Visitors secure both will pay for pre-existing conditions as it looks like till 50K, then what is the difference ?

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,434

    Default

    1.
    Visitors insurance will generally cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy. It will not cover any pre-existing conditions. However, some plans cover acute onset of pre-existing conditions up to some age up to some amount. Please look at various articles at https://www.insubuy.com/guide/ for further information.

    2.
    As healthcare cost is very high in the US, $50,000 is not enough in most cases.

    3.
    Atlas America is a comprehensive coverage plan while Visitor Secure is a fixed coverage plan. Please read https://www.insubuy.com/visitors-insurance/ for further information.
    Thanks & Regards

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