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Thread: Visitors Medical Insurance for Parents visiting USA

  1. #1

    Default Visitors Medical Insurance for Parents visiting USA

    Hi,

    I need some recommendations for medical insurance for my parents (age 55 & 53) visiting US next month for 6 months. They are healthy and done complete physical exam last month, all clear & no preexisting condition. I am looking for low permium insurance which covers good amount on physician's visit, urgent care/ER and lab work.

    I also would like to know the downside of taking insurance for alternate months i.e. take insurance for 1st month and renew it in may be 3rd or 4th month.

    Thanks in Advance,

    Aditya

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    1. You can look at any of the comprehensive plans such as Patriot America or Atlas America. They are good. Available at https://www.insubuy.com/

    2. You should buy the insurance for the entire duration because you never know when you would get sick. If you skip the insurance for some time, what if you get sick or injured just at that time?
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  3. #3
    nilotpalc Guest

    Default Comparison between Patriot America and Atlas America

    I am looking for insurance for my visiting parents for 3 months. Both Patriot America and Atlas looks good. I am looking for a comparison of the two plans so that i can decide which one is better for my need. My father is 69+ and mother is 65+ yrs old.

  4. #4
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    Please visit https://www.insubuy.com and enter your criteria. You will see many plans including Patriot America and Atlas America.

    Next to each plan, on the extreme left, you will see the check boxes. Check them and click on the orange color 'Compare' button. You will see the detailed comparison of both the plans.

    If you have any further questions, please post them here or contact us at any time.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  5. #5

    Default

    thanks narendra,

    #2 i would like to know if i take insurance for alternate months, does this consider as Repurchase or Renew?

  6. #6
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    You must renew the insurance before it expires.

    If you let it lapse, it will be a new purchase and all the terms and conditions of the insurance plan would start all over again. I would never recommend that you do this.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

  7. #7

    Default Medical Insurance for Parents

    Hi,

    My parents are planning to visit USA for 6 months. My father is 61 years old and had a bypass surgery in dec'08. My mother is 57 years old and is healthy with no medical conditions. I would like to know which insurance will work best for my father. He has no health problems right now. I checked the quotes here and I see that Atlas insurance covers $15000 for pre-existing conditions? Is it because of the new health bill passed? I would like to know what will be the best insurance to buy for my father.

    Thanks!

  8. #8
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    3,435

    Default

    Visitors insurance has nothing to do with the U.S. health care bill which is only applicable to the U.S. people in the U.S.

    Atlas America covers an acute onset of pre-existing conditions up to $15,000 for persons age below 70 years. This feature is available since May 2008.

    In your situation, Altas America would be suitable as that would provide the most coverage you are looking for.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: https://www.insubuy.com

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