View Full Version : J visa medical insurance for family of 4

03-24-2008, 02:31 PM
Hi My family of 4 will be arriving in USA on the J1/J2 visa for my husband's studies for about 10 months. I'm interested in the Atlas America's insurance but I have a few questions which I hope you can help:
1. Is the insurance a travel or medical insurance?
2. Will it be sufficient to just purchase the above mentioned insurance for our medical needs?
3. Does it cover routine vaccination for my 9-month old son in the States?
4. Does it cover loss of money, lugguage, flight delays and other coverage found in travel insurance if we travel around USA and other nearby countries? If not, can you recommend a good travel insurance that we can purchase?
5. Does most hospitals accept this insurance?
6. How will we be billed?
7. Do we need to go for medical check-up before buying this insurance? Thank you for your time.

03-24-2008, 02:34 PM
1. Atlas America does not meet the requirements of J1/J2 visa.
Look at https://www.insubuy.com/j1-visa-health-insurance/-insurance/

2. Look at answer #1.
3. No.
4. No.
5. Yes.
6. Read https://www.insubuy.com/hccmis-ppo-network/ and https://www.insubuy.com/img-first-health-ppo-network/
7. No.

03-24-2008, 02:38 PM
Dear Narendra

Thank you for the prompt reply.

Just wanted to check if there is a reason why J1/J2 visa holders cannot get a visitor insurance like Atlas America?

Does Visit USA or Patriot Exchange fulfill the travel insurance aspects asked in my Question 4?

Thank you for your time

03-24-2008, 02:38 PM
Please review J1/J2 visa requirements at https://www.insubuy.com/exchange-visitor-insurance/

It requires minimum $50,000 per every incident (sickness or injury).

While Atlas America provides $50,000 only once.

The products you see in our J1/J2 visa sections meet all the requirements of J1/J2 visa.

Please let me know if you have any other questions.