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submittedviaemail
11-25-2005, 10:46 AM
I'm an Exchange Visitor, joining a US University this September for a one year program. I read your comments at www.insubuy.com/experience/view.html (https://www.insubuy.comhttps://www.immihelp.com/visitors-insurance-reviews/) with great interest. It would be nice if you could tell me which company (and which plan) is the best for Exchange Visitor Medical Insurance [medical benefits ($50,000 per accident or illness), a deductible not to exceed $500 per accident or illness, expenses associated with the medical evacuation to the home country ($10,000), and repatriation of remains ($7,500)].

From your comments, I gather that it would be better to take coverage from a US insurer. But, some guys here in India are telling me to take coverage from an Indian insurer, as it would cover the journey till US also. Is there any merit on this argument?

insubuy
11-25-2005, 10:47 AM
Please look at VisitUSA-HealthCare at https://www.insubuy.com/j1-visa-health-insurance/-insurance/ (https://www.insubuy.com/j1-visa-health-insurance/-insurance/) It meets all the requirements of J1 visa.
You can look at the brochure, get instant quotes and make instant purchase online.

It is definitely better to buy from US company. The problem is that if you buy from India, most doctors or hospitals would not be willing to bill the insurance company directly and you may have to first pay yourself. Also, you will not get 1 year insurance from India as India allows only max. 6 months.

submittedviaemail
11-25-2005, 10:48 AM
I'm an Exchange Visitor, joining a US University this September for a one year program. I woul like to know if VisitUSA-HealthCare plan would cover me during a brief trip to Canada, in the midst of my stay in the USA.

insubuy
11-25-2005, 10:48 AM
Yes, it would cover incidental trips up to 14 days to Canada and Mexico.

You can make instant purchase of Visit USA-HealthCare at https://www.insubuy.com/visit-usa-insurance/what-is-visitors-insurance/ (https://www.insubuy.com/visit-usa-insurance/what-is-visitors-insurance/)