View Full Version : J1 visitor insurance needed

09-30-2016, 08:21 PM
Hi there,

I will be an international student attending Florida Polytechnic University this fall. I am looking for a health insurance plan that meets the minimum requirements of Florida Polytechnic University. I am 25 years of age.

The requirements are:

2) No international student in F or J non-immigrant status shall be permitted to register, or to continue enrollment, at a university without demonstrating that the student has adequate medical insurance coverage for illness or accidental injury and which includes the following minimum requirements:
(a) Coverage Period: Policies must provide, at a minimum, continuous coverage for the entire period the insured is enrolled as an eligible student, including annual breaks during that period. Payment of benefits must be renewable.
(b) Basic Benefits: Room, board, hospital services, physician fees, surgeon fees, ambulance, outpatient services, and outpatient customary fees must be paid at 80% or more of usual, customary, reasonable charge per accident or illness, after deductible is met, for in-network, and 70% or more of usual, customary, and reasonable charge for out-of-network providers per accident or illness.
(c) Inpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees with a minimum 30-day cap per benefit period.
(d) Outpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees for a minimum of 30 (preferably 40) sessions per year.
(e) Maternity Benefits: Must be treated as any other temporary medical condition and paid at no less than 80% of usual and customary fees in-network or 60% out-of-network.
(f) Inpatient/Outpatient Prescription Medication: Must include coverage of $1,000 or more per policy year.
(g) Repatriation: $10,000 (coverage to return the student’s remains to his/her native country).
(h) Medical Evacuation: $25,000 (to permit the patient to be transported to his/her home country and to be accompanied by a provider or escort, if directed by the physician in charge).
(i) Exclusion for Pre-Existing Conditions: First six months of policy period, at most.
(j) Deductible: Maximum of $50 per occurrence if treatment or services are rendered at the Student Health Center; maximum of $100 per occurrence if treatment or services are rendered at an off-campus ambulatory care or hospital emergency department facility.
(k) Minimum coverage: $200,000 for covered injuries/illnesses per policy year.
(l) Insurance Carrier must, at a minimum, meet the rating requirements specified in Part 62.14(c)(1) of Title 22 of the Code of Federal Regulations.
(m) Policy must not unreasonably exclude coverage for perils inherent to the student’s program of study.
(n) Claims must be paid in U.S. dollars payable on a U.S. financial institution.
(o) Policy provisions must be available from the insurer in English.

Do you have any health plans that meet the requirements above?

09-30-2016, 08:22 PM
Thank you for contacting Insubuy for your insurance needs.

There is a plan called Student Secure Elite and Select that will meet your Universities requirements for coverage.

Please use the link listed below for more information about the plan and to generate a quote for coverage.

Please be aware that there are several levels of coverage for this plan such as budget, smart and select. Only the Elite and Select level plans will meet your requirements.

If you have any questions or need any assistance please feel free to contact our office.

Student Secure brochure and instant purchase link: