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submittedviaemail
09-26-2016, 03:40 PM
I am a J1 Visa holder and arrived in Virginia last week. I need a health insurance according to new regulations.My wife also a J1 visa holder. She is planning a pregnancy during our stay in Virginia. Does Insurance for J1 visa holders cover expenses of maternity?

insubuy
09-26-2016, 03:41 PM
Thank you for your interest in purchasing insurance through us. We have many plans for J1 visa holders. Does your sponsor have any requirements that need to be met? If so, then please provide the requirements in a PDF attachment and we can recommend plans based on the requirements.

You can also review the plans listed on our website https://www.insubuy.com/j1-visa-health-insurance/-insurance/ after entering the appropriate information.

Some plans do offer maternity coverage. If you need additional assistance please feel free to contact our office.

submittedviaemail
09-26-2016, 03:42 PM
These are the requirements need to be met:
• $100,000 per accident or illness with a deductible of not more than $500
• Repatriation of remains, in the event of death, in the amount of $25,000
• Expenses associated with medical evacuation to your home country or to your country of permanent residence in the amount of $50,000.
Additionally, the insurance company underwriting the policy must have one of the following ratings:
• An A.M. Best rating of “A-“ or above
• A McGraw Hill Financial/Standard & Poor’s Claims-paying Ability rating of “A-“ or above
• A Weiss Research, Inc. rating of “B+” or above
• A Fitch Ratings, Inc of “A-“ or above
• A Moody’s Investor Services rating of “A3”

insubuy
09-26-2016, 03:43 PM
Thank you for your interest in purchasing insurance through us.

You can purchase Patriot Exchange plan with $100k and which meets all your school requirements but will not cover maternity.

Patriot Exchange brochure, instant purchase and other useful information,
https://www.insubuy.com/patriot-exchange-program-insurance/

Student Secure brochure, instant purchase link, and does offer maternity coverage as long as not already pregnant,
https://www.insubuy.com/student-secure-insurance/

You can find more plans at,
https://www.insubuy.com/j1-visa-health-insurance/-insurance/

Please select policy max $200k-$300k and you will find many plans. If you select $100k you will not have as many options.

Please review this and if you have any further questions feel free to contact us.