View Full Version : J1/ J2 health insurance query

09-26-2016, 02:34 PM
My husband has a secondment in the San Jose area for 3 months. I would like to join him with our 9 month old son from mid may to end of July.
I will enter on a J2 visa.
Can you please let me know what level of cover I need. I would prefer to not get hot with any costs or very minimal costs if we have to have medical treatment while in the US. Also, does it cover dental?

09-26-2016, 02:35 PM
You can visit the J1/J2 visa insurance section, https://www.insubuy.com/j1-visa-health-insurance/-insurance/

Please enter appropriate criteria. You will find many plans and you can also compare them side by side. The medical plans do not include dental benefits.

Please feel free to contact us if you have any further questions.

09-26-2016, 02:36 PM
Thanks. I actually did that before I emailed you. The problem is, as I am not from the US, I am not sure how much cover I need fir each type of scenario (eg.) if I go to the emergency department., how much does it usually cost... Same for surgery etc.... Is $100,000 enough or do I need $1,000,000.... Do you have information about that somewhere on your website or do you have a link I can look at that would help me make the right decision? It is impossible to make a decision without that information.
Thanks in advance for your help

09-26-2016, 02:37 PM
For a J1/J2 the requirement is $100,000 per illness/injury. It is up to you if you want to purchase more. Healthcare cost in the US are very expensive so the policy max would have to be your choice.

If you need additional information please feel free to contact our office.

09-26-2016, 02:39 PM
I have just tried to purchase insurance through your website and I got through it and it told me that because I am in Australia I can't do it :(
Can you please help.
I am travelling on a J2 visa from 8th May to 27th July 2016.
I would like the Atlas Premium America, $1,000,000 for me (27/04/74) and my son (18/06/15) with $0 deductible.

09-26-2016, 02:39 PM
You can’t purchase Atlas America plan if you are physically located in Australia at the time of application.

You have two options.

1. You can purchase Atlas America once you arrived in USA.
2. You can purchase Patriot Exchange plan which is very similar to Atlas America and it meets standard J1 visa requirements.

Atlas America brochure, instant purchase link,

Patriot Exchange plan brochure, instant purchase link,

You can compare these plans at,

If you have any further questions feel free to contact us.