View Full Version : Injury and Sickness Insurance Plan for J1

09-16-2016, 09:36 PM
I am a Visiting Graduate Researcher at UCLA started January 4th until June 21st with J1 visa. I need an “Injury and Sickness Insurance Plan” that must cover the following between the dates 29th of January and 21st of June.
$100,000 per accident or illness in medical coverage
Deductible of no more than $500 per accident or illness
Coinsurance cannot exceed 25%
Medical evacuation coverage must be at least $50,000
Repatriation coverage must be at least $25,000
Pre-existing conditions must be covered with a waiting period no longer than 12 months
Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government
Do you have a plan that covers these items?

09-16-2016, 09:36 PM
Thank you for your interest in purchasing insurance through us.

You can purchase Patriot Exchange plan with $100k and which meets all your school requirements.

Patriot Exchange brochure, instant purchase and other useful information,

Please review this and if you have any further questions feel free to contact us.

Have a great day!

09-16-2016, 09:37 PM
Thank you for your reply. When I look at the web site that you recommended I could'the see if the Patriot Exchange plan with $100k covers the following condition:

"Pre-existing conditions must be covered with $100k with a waiting period no longer than 12 months"
It is required by UCLA.

09-16-2016, 09:38 PM
In your requirements it doesn’t say anywhere that you need to have $100,000 pre-existing coverage. It ask for reasonable waiting period for pre-existing conditions. As per my understanding it meets the requirements.

Otherwise you can purchase Student secure select plan.
Student secure select brochure, instant purchase link,

Please feel free to contact us if you have any further questions.

You can find more plans at ,

Please select policy max. between $200k-$300k. If you select $100k you will not have many options.