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submittedviaemail
08-17-2016, 02:51 PM
I am a researcher faculty from India. As a part of Indo-US exchange program I will be visiting Florida for almost one year with J1 VISA. My wife is also accompanying me and she would have J2. Currently we are in process of VISA application. We have to choose health insurance schemes for the period of staying in US. Thing is that she is pregnant for one month now, so we can travel only around July and due to her pregnancy we have to carefully select the health insurance schemes.
My question is here that whether you do have any such health insurance policy which covers maternity expenses including the delivery. In case of positive reply, kindly let me know what are the suitable schemes for such situation. I am waiting for your reply before further proceedings.

insubuy
08-17-2016, 02:52 PM
Thank you for contacting Insubuy. We are a broker, and offer all of the major plans on the market. We would be happy to recommend the appropriate plan, but we will need to know more information. Does your sponsoring organization have any insurance requirements? If so, can you please send them to us as a pdf attachment. You may also obtain a plan recommendation over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.

submittedviaemail
08-17-2016, 02:55 PM
Thank you for prompt reply. From the sponsoring agency there is no requirement until it fulfills the host institute's minimum coverage requirement. But for me this policy should be less than $1000 for our staying period in US which is almost a year. Till I do not know the institute coverage requirement in detail. But one point they informed that the deductible should not be more than $500. I am contacting the host institute for further details. I'll let you know the same at once I receive it. Please let me know what else information you need.

insubuy
08-17-2016, 02:57 PM
We have many product that meets your school requirements.

You can take either Atlas America or Patriot Exchange plan with $100k.

Patriot Exchange brochure, instant purchase link,
https://www.insubuy.com/patriot-exchange-program-insurance/

Atlas America brochure, instant purchase link,
https://www.insubuy.com/atlasamerica-insurance/

You can find more plans at ,
https://www.insubuy.com/j1-visa-health-insurance/-insurance/

Please enter appropriate criteria. You will find many plans and you can also compare them side by side. You need to purchase only Comprehensive plan. None of the fixed coverage plan meets your school requirements.

Please contact us if you have any further questions.

submittedviaemail
08-17-2016, 02:58 PM
I have gone through the plans you suggested. I think you have missed our important requirement in the policies which I had mentioned in my first mail, "due to her pregnancy we have to carefully select the health insurance schemes. My question is here that whether you do have any such health insurance policy which covers maternity expenses including the delivery". Can you please suggest any policy which includes maternity and pregnancy related expenses at our current stage? I am eagerly waiting for your reply.

insubuy
08-17-2016, 02:58 PM
If she is already pregnant. There is no insurance which covers maternity. You have to pay from your pocket which will be very expensive or you can purchase insurance from school which will be very expensive.

Please feel free to contact us if you have any further questions.