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submittedviaemail
10-07-2014, 05:52 PM
I am a research scholar with a J1 visa and I was wondering whether I am eligible to apply for insurance under the category "Visitors to USA" or only under "J1/J2 Exchange Visitor." Thank you for your time.

insubuy
10-07-2014, 05:52 PM
Thank you for your interest in purchasing J1 visa insurance.

Under J1/J2 Exchange Visitor section at https://www.insubuy.com/j1-visa-health-insurance/-insurance/

If you look at other sections, it may not meet the minimum J1 visa requirements as set by U.S. Department of State.

If you have any other questions, please feel free to contact us at any time.

submittedviaemail
10-07-2014, 05:53 PM
I would prefer to purchase a comprehensive coverage plan, and Atlas America (https://www.insubuy.com/atlas-america/visitor-medical-insurance/) seems to meet all of the criteria set by the Department of State in regards to coverage minimums and insurance corporation rating. The only part I'm not sure about is that it does not have a per-incident deductible. Is that a required specification for J1 insurance, or can I use this plan? Thank you in advance for your help

insubuy
10-07-2014, 05:53 PM
J1 visa insurance requires the policy maximum per incident, while Atlas America has lifetime policy maximum.

Therefore, in our opinion, Atlas America does not meet the J1 visa requirements.