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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
When you are looking to purchase visitors insurance, there are thousands of agents/brokers and many insurance companies. Many people would like to know from where they should purchase the visitors insurance.
You should always consider purchasing visitors insurance from a reputed broker such as Insubuy®. Please read Why purchase from Insubuy? and visitors insurance broker advantages for more information.
Please watch this video:
Some (not all) of the advertisements on television are purely misleading. They clearly convey the message that all pre-existing conditions would be covered which is not accurate. They hope that you just buy it and never have to use it. In fact, it is never that simple. Please look into our guide section and familiarize yourself with how visitors insurance really works so that you can have realistic expectations. At least, please make sure to read FAQ about pre-existing conditions, acute onset of pre-existing conditions and sudden & unexpected reoccurrence of pre-existing conditions.
We also offer the exact same plans as other brokers that advertise on TV. Therefore, there is no difference in the price or benefits of a given plan. As we would like to educate you and convey the details honestly, you may feel that our products are more restrictive than others who simply claim that pre-existing conditions would be covered, but that is not the case. Given the insurance plan is the same, no matter from where you purchase it.
No. As a given plan XYZ is the same, no matter from where you purchase, you are going to get the same coverage. However, if you talk to us, you will have realistic expectations. However, if you listen to exaggerated claims of other brokers who sell the same, you are more likely to get disappointed later.
TV channels don't care about the truthfulness of the claims of the advertisers. You must have obviously seen the advertisements of acne removal, fairness cream, shampoo, or pandit baba. You know the truthfulness of the claims in those advertisements.
As long as a specific insurance company is not named in a misleading advertisement, insurance companies can't really do anything about it. Finally, it would be an agent/broker's responsibility if they were to exaggerate the coverages. If they decide to do business that way, it is really their choice. However, it is absolutely under your control to make an educated decision by talking to an honest and realistic broker who will always give advice in your best interest.
Because we truly believe that honesty is the best policy. When we put your best interest before our own, you would be confident in dealing with us and your chances of being satisfied with the insurance are higher. When that happens, you are more likely to refer more and more people to us. And we believe that is the best way, rather than taking a short cut which will last only a short term. Insubuy® has been in business for a long time, remains the pioneer in customer service and innovation for visitors insurance, and has always been a market leader.
In fact, the founder of our company started this business when he personally suffered by purchasing visitors insurance from his visiting parents' home country. Therefore, he would not want anyone to suffer the way he had to when his father got seriously sick while visiting the U.S. Every single staff member in our company operates with that same initial passion.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More