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Refund Rules for Inbound® USA

Before Effective Date: Full refund
After Effective Date: Pro-rated refund as long as there are no claims filed since the effective date. There is a $25 cancellation fee.

Insubuy works with several insurance companies and each of them have different procedures for processing changes to an insurance plan. If you purchased a Seven Corners insurance plan, the following cancellation procedures must be followed.

Cancellation Procedure

Send your cancellation request(s) to lecnac

In the subject line, include the words, "Cancellation Request".

Include the customers' full name and two of the following items in the body of the email. These details help us verify we have the correct insured.

  • Certificate/Policy Number
  • Date of Birth
  • Address
  • Phone Number
  • Email address used to buy the policy

Please submit the cancellation request in English.

Cancellation Guidelines

The earliest you can set the effective date of cancellation is the next day. It can't be the current date or any previous date.

Your refund, if any, will be made in exactly the same form that you used to originally pay for the insurance.


Cancellation requests are processed within seven (7) to ten (10) business days from the date the cancellation request is received with all required information.

All cancellations fees, if any, are charged by the insurance company. There are no additional fees (or any other fees) charged by Insubuy®.

Frequently Asked Questions

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More