Atlas Exchange is a great international medical insurance plan to choose for students, dependents and families with young children when the primary visa holder is studying, researching, teaching or participating in a cultural exchange program in the U.S.
With Atlas Exchange Insurance, you can choose from these policy maximum options, $100,000, $250,000 or $500,000.
To meet the requirements of many universities and the requirements for J visa holders, the plan provides coverage for medical expenses, emergency medical evacuation, and repatriation of remains.
With the Atlas Exchange insurance plan, you can choose either Atlas Exchange Choice, which offers a 6 month waiting period for pre-existing conditions or Atlas Exchange Essential, which has a longer waiting period, 12 months, for coverage of pre-existing conditions. These options allow you to choose the coverage that fits your needs best.
Atlas Exchange insurance is extendable up to a duration of 364 days at a time and can be renewed for a maximum of 4 years.
To be eligible for this plan you must hold a a valid F-1/F-2/F-3 visa or J1/J2 visa. Your host country must be the U.S., you must be outside your home country, and you must not have established a resident status in your country of study. You may be asked to prove your eligibility for Atlas Exchange insurance, in that case you will need a copy of your visa or other immigration documents, such as I-20 or DS-2019.
Even though Atlas Exchange insurance meets the minimum criteria established by many universities, you should first check the compliance or waiver form provided to you by your university to make sure that this plan meets all of the requirements before buying the insurance. If you're unsure or you need the compliance/waiver form to be completed by the insurer, just let us know and we will assist you.
Atlas Exchange insurance is underwritten by Lloyds, and is rated A "Excellent" by A.M. Best.