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Atlas Essential is an international travel health insurance. Atlas Essential America is a visitors insurance for persons traveling to USA and Atlas Essential International is an international travel medical insurance for persons traveling outside USA.
The Description of Coverage (DOC) is a shorter version of the certificate wording. It does include all benefits and exclusions but does not have as much text revolving all benefits. It does have quite a bit more information than the brochure. Description of Coverage was created because the certificate wording is so long and sometimes difficult to navigate for a consumer. The DOC is more user friendly and has the need to know information.
Complete legal wording of the plan is included in the Master Policy.