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Question:

I have partially completed an application. However, I need to explain. Although I take 1 pill daily for Cholesterol Blood pressure is not nor has ever been a problem. In Aug 2018 I had Bladder Cancer and surgery fro removal of bladder, prostate and local Lymph Nodes. Short espied of precautionary chemotherapy, but no further treatment. 6 monthly scans are now arranged. How do the plans cover pre-existing conditions?

Answer:

All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. The 6 monthly scans that you are planning or more than likely not going to be covered under the plan that you have purchased.

In order to discuss this further we will need your plan information. Please let us know if there is anything else we may assist you with.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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