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Question:

I have some questions regarding the coverage offered by the Patriot America Plus policy. 1. If I were have have problems with my wisdom teeth, which have bee diagnosed as potentially needing to be removed, would this be covered as an existing medical condition ? 2. I will be playing high school basketball, is this covered ?

Answer:

The Patriot America Plus plan will only provide coverage for dental in the event there is an accident related emergency, or an acute onset of pain. They will not provide coverage for the removal of the wisdom teeth. 

In regards to your second question, the Patriot America Plus plan will not provide this sort of coverage under the Adventure Sports Rider. There may be other options available for you, but in order to recommend the appropriate plan we will need additional information. Can you please provide your visa status, the state in which you will primarily reside, the date of your arrival in the U.S., and your coverage dates? You may also obtain a plan recommendation by contacting our office at (866) INSUBUY. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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