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Question:

My parents live abroad but are US citizens, and are visiting us to help with our new baby. I would like to buy health insurance for them. What officially qualifies them as living abroad? Do you need a document from a foreign government attesting to their permanent residency status? Do you need some kind of a document showing their residency status in the US?

Answer:

We would recommend the Patriot America Plus plan: /patriot-america-plus-insurance/

This plan can cover a U.S. citizen visiting the U.S. who primarily resides outside the U.S. and includes benefits for Covid-19 if contracted after the effective date of the policy.  You do not need to provide any documentation when purchasing the policy.  If a claim were to be filed, they would have to be able to show proof of their primary residency outside of the U.S.


If you have additional questions, please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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