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I was looking at the Trawick safe travel USA program but I am not sure that I am eligible. I am a dual French/American citizen living in France for the past 38 years. I typically spend 1 -2 months in the US during the summer. I see reference "home country limitations" but am unclear what home country means? I would certainly consider France my home country as I have lived here for the longest time. But I was born in the US. Could you explain what this means and if it impacts what I can purchase. A couple of questions, is there any policy with a higher policy max, these policies, if I understand correctly are limited to $100K. Also, what is the position for these policies related to coronavirus treatment. Finally, where can I find the details of the in-network hospitals


 US Citizens are not allowed to purchase Safe Travels USA Comprehensive plan for the coverage in US.

 You can purchase Diplomat America Or Patriot America plan as long as your home country is Outside US.

 Please review the plan details, compare the plans, go through certificate wording.

In Diplomat America plan there is no specific exclusion for Coronavirus. It will be covered as any other sickness as long it's not pre-existing conditions or preventive care.

Patriot America plan has United Health Care ppo while Diplomat America plan there is no network. Next to each plan you will see all the details and you can also compare them side by side.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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