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Question:

My son is 22 years old, American citizen, leaving in Europe this year, needs an insurance for 2-3 months that can cover him in his stay in Virginia beach. Do you offer any policy that will cover for corona virus also?

Answer:

You can purchase National General short term plan.

Clarification on Coronavirus coverage, 

If the effective date is within 7 days from purchase, then the 7 day waiting period for sickness is applicable. Outside of that exclusion, it would be covered under terms of policy as per the usual deductible and coinsurance.

You can also purchase Diplomat America plan as long as his primary residence country is Europe.

Coronavirus will be considered as any other sickness as long as it's not manifest in the body before the effective date of the policy.

Please feel free to contact us if you have any additional questions.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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