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I am looking to get a Travel Insurance for my father in law travelling from India. His dates of travel are 05/03/2019 - 06/27/2019. He will be 71 in August. What policy options do we have? we need something that includes cover for Pre-Existing conditions.


Thank you for contacting Insubuy. There are two types of plans available for a visitors to the USA, either Fixed or Comprehensive coverage plans. The Fixed coverage plans will pay a fixed amount as per the schedule of benefits, and the Comprehensive plans will pay a percentage of the overall cost once the deductible has been met. We generally recommend the comprehensive coverage plan options. Please use the link provided below to view the plan options available. 

Visitors Medical Insurance plans are designed to cover new illnesses, injuries or accidents which occur after the effective date of the policy. They will not cover pre-existing conditions, routine doctors' visits, or preventative treatments. Many plans will provide coverage for an acute onset of a pre-existing condition. This is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously, without advance warning, is rapidly progressive, and requires urgent care. You may learn more about this benefit by reviewing the article below. 

 If you have any additional questions, please let us know. You may also obtain assistance by contacting our office at +1 (866) INSUBUY. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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