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Question:

I have undergone CABG surgery 20 years ago. Ever since I am back to a good fitness level. My Blood Pressure , Cholesterol and Diabetes are close to normal range. If I have to undergo CABG surgery again due to problems arising out of the same conditions, will I be covered?

Answer:

Coverage would be determined at the time of service based on the attending physician notes and lab results. The plans are designed to cover the new thing that manifest after the effective date of the coverage. They will exclude the coverage for things related to pre-existing conditions, preventative and routine care. You may be interested in getting a plan with the Acute Onset benefit. Should you have further questions you may also call our office at +1 (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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