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Question:

I'm confused between - Patriot America and Safe Travels USA Cost Saver, which one would you recommend. My parents don't have any existing condition. Back in India they recently did complete body examination and all looks good.

Answer:

We would be glad to assist.

Either one of those plans would be recommended when not seeking acute onset benefits for pre-existing conditions.  They do use different PPO networks so if you prefer one to the other that might be something to consider.  You can check how many providers are in your area for each one through their links on the website.

Also, Safe Travels USA Cost Saver will waive the chosen deductible as long as you stay within the PPO network.  This could be an option to get the premium cost lower by taking a higher deductible and staying within the network.  However, the deductible would not be waived out of network or for pharmacy. 

When you run a quote on our website here, there is a compare option where you can look at them side by side to see if one has any specific benefits the other does not that you may be interested in.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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