The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Hello,I am looking to buy insurance for my parents who are 79 years old right now, but will be 80 years at the end of the quote period (6 months)Some of the Insurance quotes mention they cover pre-existing conditions for 80 years old. Does that mean pre-existing conditions will apply only for part of their stay or will it apply for the full stay because they purchased it when they were 80 years old.Thank you
If they are going to be traveling on a B2 visitor visa and have not yet departed their home country, you could look at this plan:
It does include some pre-existing condition coverage as long as they are fit to travel and not coming to the U.S. for medical treatment.
If an unexpected issue were to come up with a pre-existing condition, they would have certain benefit levels based on their age.
That plan has a 90 day purchase minimum and therefore is not refundable during that first 90 days. Only if you have purchased for a
longer duration would the cancellation and refund guidelines then apply. Because this plan is not extendable, you would need to
purchase for the full duration of their stay.
All other plans if they have any pre-existing condition coverage would be acute onset benefits of pre-existing conditions.
Here is some information regarding that benefit: /visitor-insurance-acute-onset-of-pre-existing-conditions/
Any plan you purchase, you would want to purchase for the full duration of their stay if purchasing while they are 79 and the policy
will start when they are 79, as once they do change age groups if you try and extend at that time, you could loose benefit levels and
the premium could increase.
If you have any additional questions, please let us know.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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