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Question:

I'm a US Citizen (retired military) and I'm planning on taking a vacation in Tokyo, Thailand, and the United States. I'm not sure about Japan but Thailand is required $100,000 travel insurance that covers COVID-19. Is COVID-19 covered and if not would you recommend an insurance organization that does? Travel dates are from 6-26 August. Thank you in advance

Answer:

Thank you for contacting Insubuy for your insurance needs. We would be happy to assist you in finding adequate coverage for your vacation. As a United States Citizen, if you primarily reside outside the US and are in need of COVID-19 coverage for a visit to the US, the recommended plan would be the Diplomat America plan. As far as travel outside the US is concerned, you would want to purchase a plan such as Safe Travels International Cost Saver. Both plans will allow coverage for COVID-19 if it were to manifest in the body after the effective date of the policy. Keep in mind, just like any other visitor insurance on the market, the plans are designed to cover the new illness and injuries that manifest after the effective date. They do not cover pre-existing conditions, preventative or routine care. 

You may also read more about COVID-19 coverage here. Should you have additional questions or need further assistance, please let us know. Alternatively, you may also reach out and speak with one of our agents directly at (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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